Seminole County property record for 151 Church St, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,304 sqft · built 1924 |
| Lot Size | 0.403 acres (17,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Sep 2018) |
| Tax Bill | $1,532 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-32-501-0200-0070 |
| Primary APN | 21-20-32-501-0200-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,550 sqft (0.403 acres) |
| Lot Dimensions | 130 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 151 CHURCH ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 7 & 8 & E 21 FT OF LOT 11 BLK 2 WHITCOMBS 1ST ADD TO GENEVA PB 2 PG 50 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 21 |
| Legal Subdivision | WHITCOMBS 1ST AND 2ND ADDS TO GENEVA |
| Legal Tract | 501 |
| Legal Block | 2 |
| Legal Lot Number | 7 8 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 151 CHURCH ST, GENEVA, FL 32732-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | May 1, 2010 · Amount on Record |
| Deed Document Number | 2018106428 |
| Deed Book / Page | 9212 / 1867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 151 CHURCH ST, GENEVA, FL 32732-8405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 151 CHURCH ST, GENEVA, FL 32732-8405 |
| Document Number | 0102180456 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 10218/456 |
| Instrument | 2022045423 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 151 CHURCH ST, GENEVA, FL 32732-8405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST SIGNATURE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0095501034 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 9550/1034 |
| Instrument | 2020024407 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 17, 2018 |
| Property Address | 151 CHURCH ST, GENEVA, FL 32732-8405 |
| Document Number | 0092121867 |
| Book / Page | 09212 / 1867 |
| Map Reference | MB2 PG50 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 2018106428 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ALOMA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 304, GENEVA, FL 32732-0304 |
| Name | Verified Name |
|---|---|
| Address | 151 CHURCH ST, GENEVA, FL 32732-8405 |
| Investor | Possibly a Property Investor |
| Document Number | 2018106429 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018106429 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,532.00 (+8.5%) Homeowner's exemption | $131,479 (+5.99%) | $303,065 (+5.88%) Land $100,800 Building $202,265 |
| 2023 | $1,412.00 (+3.22%) Homeowner's exemption | $124,052 (+3%) | $286,222 (+15.9%) Land $96,000 Building $190,222 |
| 2022 | $1,368.00 Homeowner's exemption | $120,439 | $246,961 Land $72,000 Building $174,961 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OVIEDO MARKETPLACE (CONSEC.) serves 689 people · EPA ID FL3594241 |
|---|---|
| Water Source | Purchased groundwater from SEMINOLE COUNTY SOUTHEAST |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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