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151 Chestnut St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 151 Chestnut St, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,328 sqft · built 1990
Lot Size1.37 acres (59,677 sqft)
Owner2 Individual Names on File
Last Sale$950,000 (Jun 2022)
Tax Bill$12,245 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNM:41-P:016

Property Details

APN / Parcel Number

Primary APNM:41-P:016
Alternative APN
  • NREA M:041.0 B:0000 L:0016.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,328 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement169 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area59,677 sqft (1.37 acres)
Garage TypeAttached
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address151 CHESTNUT ST
CityNORTH READING
StateMA
Zip01864-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number16.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1020
Census Tract330201

Owner

Source: Middlesex County and North Reading Town assessment roll, APN M:41-P:016, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address151 CHESTNUT ST, NORTH READING, MA 01864-2712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleApr 01, 1992 · Amount on Record
Deed Book / Page80288 / 102
Record UpdatedJun 08, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH READING MA
Recording DateJun 16, 2022
Property Address151 CHESTNUT ST, NORTH READING, MA 01864-2712
Document Number080288-102
Book / Page80288 / 102
Instrument DateJun 15, 2022
Instrument90979
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address151 CHESTNUT ST, NORTH READING, MA 01864-2712

Mortgage

Document Number0000090980
DateJun 16, 2022
Instrument90980
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number080288-123
DateJun 16, 2022
Book Page80288/123
Instrument90981
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,245.00 (+1.42%)$937,600 (+2.58%) Land $411,400 Building $526,200
2024$12,074.00 (+0.45%)$914,000 (+6.38%) Land $387,800 Building $526,200
2023$12,020.00$859,200 Land $356,500 Building $502,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173302011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 100 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3213000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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