Essex County and Montclair Township property record for 151 Chestnut St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,205 sqft · built 1902 |
| Lot Size | 0.191 acres (8,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,500 (Mar 1999) |
| Tax Bill | $16,743 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01512-0000-00005 |
| Primary APN | 13-01512-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,205 sqft Living Area |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Construction Type | Frame |
| Lot Area | 8,298 sqft (0.191 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130151200005 |
|---|---|
| Street Address | 151 CHESTNUT ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 8300SF |
| Legal Block | 1512 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 16600 |
151 Chestnut St is owned and occupied by two individuals who bought it in March 1999.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Dec 15, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 1999 · Amount on File |
| Deed Sale | Mar 11, 1999 · Amount on File |
| Deed Book / Page | 5601 / 111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000080219 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022080219 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945 |
| Document Number | 0000092700 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 151 CHESTNUT ST MONTCLAIR NJ 070422945, MONTCLAIR, NJ 07042-2945 |
| Document Number | 0000092700 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 92700 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945 |
| Document Number | 0000003943 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | RIDGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 151 CHESTNUT ST MONTCLAIR NJ 070422945, MONTCLAIR, NJ 07042-2945 |
| Document Number | 0000003943 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 3943 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 11, 2037 |
The 2025 property tax bill for 151 Chestnut St was $16,743, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,200 (-) Land $241,500 Building $234,700 | $476,200 (-) Land $241,500 Building $234,700 | |
| 2025 | $16,743.00 (+3.32%) | $476,200 Land $241,500 Building $234,700 | $476,200 Land $241,500 Building $234,700 |
| 2024 | $16,205.00 | ||
| 2023 | $476,200 Land $241,500 Building $234,700 | $476,200 Land $241,500 Building $234,700 | |
| 2022 | $15,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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