151 Chestnut St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 151 Chestnut St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,205 sqft · built 1902
Lot Size0.191 acres (8,298 sqft)
Owner2 Individual Names on File
Last Sale$222,500 (Mar 1999)
Tax Bill$16,743 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01512-0000-00005

Property Details

APN / Parcel Number

Primary APN13-01512-0000-00005
Alternative APN
  • 130151200005

Interior

Stories2 Stories
Building Area2,205 sqft Living Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Construction TypeFrame
Lot Area8,298 sqft (0.191 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130151200005
Street Address151 CHESTNUT ST
CityMONTCLAIR
StateNJ
Zip07042-2945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description8300SF
Legal Block1512
Legal Lot Number5
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3000
Census Tract16600

Owner

151 Chestnut St is owned and occupied by two individuals who bought it in March 1999.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BK NA
Dec 15, 2016Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 1999 · Amount on File
Deed SaleMar 11, 1999 · Amount on File
Deed Book / Page5601 / 111
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080219
DateAug 30, 2022
Instrument2022080219
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945
Document Number0000092700
Instrument DateSep 3, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address151 CHESTNUT ST MONTCLAIR NJ 070422945, MONTCLAIR, NJ 07042-2945

Mortgage

Document Number0000092700
DateSep 23, 2020
Instrument92700
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 22, 2050

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address151 CHESTNUT ST, MONTCLAIR, NJ 07042-2945
Document Number0000003943
Instrument DateDec 15, 2016
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyRIDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 CHESTNUT ST MONTCLAIR NJ 070422945, MONTCLAIR, NJ 07042-2945

Mortgage

Document Number0000003943
DateJan 12, 2017
Instrument3943
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 11, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 151 Chestnut St was $16,743, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,200 (-) Land $241,500 Building $234,700$476,200 (-) Land $241,500 Building $234,700
2025$16,743.00 (+3.32%)$476,200 Land $241,500 Building $234,700$476,200 Land $241,500 Building $234,700
2024$16,205.00
2023$476,200 Land $241,500 Building $234,700$476,200 Land $241,500 Building $234,700
2022$15,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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