Lorain County property record for 151 Capital Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1978 |
| Lot Size | 0.112 acres (4,905 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (May 2018) |
| Tax Bill | $2,881 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-017-103-013 |
| Primary APN | 06-24-017-103-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,905 sqft |
| Lot Dimensions | 127 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 151 CAPITAL CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON VILLAGE SUB 38.44 X 127.59 |
| Legal Subdivision | WASHINGTON VILLAGE SUBDIVISION |
| Legal Tract | 24 |
| Legal Block | 103 |
| Legal Lot Number | 66 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70902 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 151 CAPITAL CT, ELYRIA, OH 44035-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MTG |
| May 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Jun 15, 1999 · Amount on Record |
| Deed Document Number | 2018002229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 151 CAPITAL CT, ELYRIA, OH 44035-4407 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 20210848455 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021-0848455 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 151 CAPITAL CT, ELYRIA, OH 44035-4407 |
| Document Number | 0000724198 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 151 CAPITAL CT ELYRIA OH 440354407, ELYRIA, OH 44035-4407 |
| Document Number | 0000724198 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 724198 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 4, 2018 |
| Property Address | 151 CAPITAL CT, ELYRIA, OH 44035-4407 |
| Document Number | 0000671130 |
| Instrument Date | May 2, 2018 |
| Instrument | 671130 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | BARRISTER TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 151 CAPITAL CT ELYRIA OH 440354407, ELYRIA, OH 44035-4407 |
| Document Number | 671131 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 671131 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MAYFIELD HEIGHTS, OH 44124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2048 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,881.00 | $61,190 (+%) Land $14,000 Building $47,190 | $174,820 (-) Land $40,000 Building $134,820 |
| 2024 | $2,881.00 (+25.86%) | $61,187 (+45.65%) Land $14,000 Building $47,187 | $174,820 (+45.65%) Land $40,000 Building $134,820 |
| 2023 | $2,289.00 (+0.39%) | $42,011 (+%) Land $11,953 Building $30,058 | $120,030 (-) Land $34,150 Building $85,880 |
| 2022 | $2,280.00 | $42,010 Land $11,950 Building $30,060 | |
| 2021 | $120,030 Land $34,150 Building $85,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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