151 Bluffside Cir, Savannah, GA 31404 Property Records

Chatham County property record for 151 Bluffside Cir, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$452,077 (Mar 2019)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-0294-03-030`

Property Details

APN / Parcel Number

Primary APN	`1-0294-03-030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	151 BLUFFSIDE CIR
City	SAVANNAH
State	GA
Zip	31404-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 BLUFFSIDE AT COUNTRY CLUB CREEK SUB BK51 PG183
Legal Subdivision	BLUFFSIDE AT COUNTRY CLUB CREEK
Legal Lot Number	16
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4005
Census Tract	10102

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL
Jan 21, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 15, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage RENASANT BANK
Sep 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	20192456
Deed Book / Page	1574 / 219
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

Mortgage

Document Number	0018030753
Date	Dec 23, 2019
Book Page	0000001803/0000000753

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

Mortgage

Document Number	0026860004
Date	Jan 21, 2022
Book Page	0000002686/0000000004

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 15, 2019
Property Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0015740219
Book / Page	1574 / 219
Instrument Date	Mar 15, 2019
Instrument	2019-002456
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

Mortgage

Document Number	0015740220
Date	Mar 18, 2019
Book Page	0000001574/0000000220

Lender

Name	RENASANT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 26, 2018
Property Address	151 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0014640013
Book / Page	1464 / 13
Instrument Date	Sep 26, 2018
Instrument	2018-009873
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COMMERCE PL, SAVANNAH, GA 31406-3615
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,120 (+10.58%) Land $48,000 Building $230,120	$695,300 (+10.58%) Land $120,000 Building $575,300
2025	$2,165.00 Disabled Person's exemption Veteran's exemption	$251,520 (+19.77%) Land $48,000 Building $203,520	$628,800 (+19.77%) Land $120,000 Building $508,800
2023		$210,000 (+9.26%) Land $26,000 Building $184,000	$525,000 (+9.26%) Land $65,000 Building $460,000
2022		$192,200 Land $26,000 Building $166,200	$480,500 Land $65,000 Building $415,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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