Bergen County and Waldwick Borough property record for 151 Bergen Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,675 sqft · built 1953 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $606,000 (Sep 2025) |
| Tax Bill | $12,907 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00059-0000-00013 |
| Primary APN | 64-00059-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,675 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Stucco |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 151 BERGEN AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 75X100 |
| Legal Block | 59 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 56100 |
151 Bergen Ave is owned and occupied by two individuals who bought it in September 2025.
Source: Bergen County and Waldwick Borough records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 BERGEN AVE, WALDWICK, NJ 07463-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Sep 4, 2025 | Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on File |
| Deed Sale | Sep 4, 2025 · Amount on File |
| Deed Document Number | 202560834 |
| Deed Book / Page | 5592 / 781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 1, 2026 |
| Property Address | 151 BERGEN AVE, WALDWICK, NJ 07463-2123 |
| Document Number | 0000060496 |
| Book / Page | 5888 / 114 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202660496 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 151 BERGEN AVE, WALDWICK, NJ 07463-2123 |
| Document Number | 0000060496, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 5888/114 |
| Instrument | 202660496 |
| Name | COLUMBIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 4, 2025 |
| Property Address | 151 BERGEN AVE, WALDWICK, NJ 07463-2123 |
| Document Number | 0055920781 |
| Book / Page | 5592 / 781 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2025060834 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,436.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 WYCKOFF AVE, WALDWICK, NJ 07463-1200 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 151 BERGEN AVE, WALDWICK, NJ 07463-2123 |
| Document Number | 2025060835 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 2025060835 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 151 Bergen Ave was $12,907, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,400 (-) Land $338,200 Building $224,200 | $562,400 (-) Land $338,200 Building $224,200 | |
| 2025 | $12,907.00 (+3.66%) | $562,400 (-) Land $338,200 Building $224,200 | $562,400 (-) Land $338,200 Building $224,200 |
| 2024 | $12,451.00 (-3.35%) | $562,400 (+26.95%) Land $338,200 Building $224,200 | $562,400 (+26.95%) Land $338,200 Building $224,200 |
| 2023 | $12,882.00 (+2.11%) | $443,000 Land $278,200 Building $164,800 | $443,000 Land $278,200 Building $164,800 |
| 2022 | $12,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Bergen Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 151 Bergen Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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