151 Ayers Rd, Oakland, KY 42159 Property Records

Warren County property record for 151 Ayers Rd, Oakland, KY 42159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Sep 2020)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083A-91B`

Property Details

APN / Parcel Number

Primary APN	`083A-91B`
Alternative APNs	`A0000926` `383661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,844 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Driveway	Asphalt Driveway

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	804 sqft
Porch	Slab
Porch Area	715 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	151 AYERS RD
City	OAKLAND
State	KY
Zip	42159-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MINOR
Jurisdiction	WARREN KY
Township / Civil Division	SMITHS GROVE
Census Block Group	4
Census Block	4029
Census Tract	11600

Owner

Source: Warren County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 AYERS RD, OAKLAND, KY 42159-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Nov 22, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Sep 7, 2021	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20201152621
Deed Book / Page	1212 / 409
Prior Transfer Date	Dec 13, 2016
Prior Transfer Doc	0D1130/668
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	151 AYERS RD, OAKLAND, KY 42159-9702
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3026/296
Date	Sep 1, 2020
Book Page	M3026/296
Instrument	1152622

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	151 AYERS RD, OAKLAND, KY 42159-9702
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 AYERS RD, OAKLAND, KY 42159-9702

Mortgage

Document Number	0M3339/444
Date	Nov 22, 2022
Book Page	M3339/444
Instrument	1976104

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	151 AYERS RD, OAKLAND, KY 42159-9702
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 AYERS RD, OAKLAND, KY 42159-9702

Mortgage

Document Number	00M3432/59
Date	Jan 16, 2024
Book Page	M3432/59
Instrument	2032277

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Sep 1, 2050

September 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WARREN KY
Recording Date	Sep 7, 2021
Property Address	151 AYERS RD, OAKLAND, KY 42159-9702
Document Number	0D1240/266
Book / Page	D1240 / 266
Instrument Date	Aug 23, 2021
Instrument	1914987
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 AYERS RD, OAKLAND, KY 42159-9702

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,886.00 (-0.37%)	$218,000 (+1.4%)	$218,000 (+1.4%)
2023	$1,893.00	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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