151 Ave C, Key West, FL 33040 Property Records

Monroe County property record for 151 Ave C, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2010
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Mar 2017)
Tax Bill	$4,812 (2024)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00151830-000000`

Property Details

APN / Parcel Number

Primary APN	`00151830-000000`
Alternative APNs	`22672600151830000000` `1197378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,685 sqft Living Area
1st Floor Area	1,170 sqft
Attic	Attic
Attic Area	1,395 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Covered
Garage Area	855 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	255 sqft
Patio Area	635 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1197378
Street Address	151 AVENUE C
City	KEY WEST
State	FL
Zip	33040-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 7 LT 4 AND E 1/2 LT 5 JOHNSONVILLE PB1-53 BIG COPPITT Z-342 OR449-962/63 OR967-330 OR1002-1323 OR1330-1426/27 OR2720-959LET/ADM OR2729-1503/04 OR2846-2058/59
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	7
Legal Lot Number	4,5
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2007
Census Tract	971700

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	151 AVENUE C, KEY WEST, FL 33040-5543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Mar 31, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Feb 27, 2014
Deed Document Number	20172116909
Deed Book / Page	2846 / 2058
Prior Transfer Date	Mar 2, 2015
Prior Transfer Doc	0027291503
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	151 AVENUE C, KEY WEST, FL 33040-5543
Document Number	0030220334
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151 AVENUE C KEY WEST FL 330405543, KEY WEST, FL 33040-5543

Mortgage

Document Number	0030220334
Date	May 13, 2020
Book Page	003022/000334
Instrument	2265845

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 31, 2017
Property Address	151 AVENUE C, KEY WEST, FL 33040-5543
Document Number	0028462058
Book / Page	002846 / 002058
Instrument Date	Mar 13, 2017
Instrument	2116909
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151 AVENUE C BIG COPPITT KEY FL 33042, BIG COPPITT KEY, FL 33042

Mortgage

Document Number	28462060
Date	Mar 31, 2017
Book Page	002846/002060
Instrument	2116910

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$535,337 (+5.99%)	$731,859 (+8.07%) Land $380,250 Building $351,609
2024	$4,812.00 (+4.4%)
2023	$4,609.00 (+2.74%) Senior Citizen's exemption	$505,098 (+3%)	$677,188 (+3.49%) Land $348,075 Building $329,113
2022	$4,486.00 Senior Citizen's exemption	$490,387	$654,364 Land $321,750 Building $332,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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