Bergen County and Ramsey Borough property record for 151 Alder Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,886 sqft · built 1952 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $577,700 (Jul 2021) |
| Tax Bill | $12,366 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03208-0000-00014 |
| Primary APN | 48-03208-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,886 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 151 ALDER DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.273AC |
| Legal Block | 3208 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 44100 |
151 Alder Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 ALDER DR, RAMSEY, NJ 07446-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 26, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on File |
| Deed Sale | Jul 26, 2021 · Amount on File |
| Deed Document Number | 2021119799 |
| Deed Book / Page | 4294 / 550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 151 ALDER DR, RAMSEY, NJ 07446-2306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057370894 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 5737/894 |
| Instrument | 2026014081 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 26, 2021 |
| Property Address | 151 ALDER DR, RAMSEY, NJ 07446-2306 |
| Document Number | 0042940550 |
| Book / Page | 4294 / 550 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021119799 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Title Company | VESTED LAND SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,288.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 MONROE ST, WALDWICK, NJ 07463-1410 |
| Name | Verified Name |
|---|---|
| Address | 151 ALDER DR, RAMSEY, NJ 07446-2306 |
| Document Number | 0042940556 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 4294/556 |
| Instrument | 2021119800 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 151 Alder Dr was $12,366, down 3.1% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,600 (+0.33%) Land $391,000 Building $211,600 | $602,600 (+0.33%) Land $391,000 Building $211,600 | |
| 2025 | $12,366.00 (-3.14%) | $600,600 Land $391,000 Building $209,600 | $600,600 Land $391,000 Building $209,600 |
| 2024 | $12,767.00 | ||
| 2023 | $452,400 (-0.55%) Land $260,500 Building $191,900 | $452,400 (-0.55%) Land $260,500 Building $191,900 | |
| 2022 | $11,932.00 (+3.84%) | $454,900 Land $260,500 Building $194,400 | $454,900 Land $260,500 Building $194,400 |
| 2021 | $11,491.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Alder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Alder Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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