Caroline County property record for 15099 Cherry Ln, Ridgely, MD 21660
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,664 sqft · built 2001 |
| Lot Size | 15 acres (653,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,500 (Apr 2000) |
| Tax Bill | $3,885 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-031280 |
| Primary APN | 02-031280 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,664 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 653,836 sqft (15 acres) |
| Garage Type | Attached |
| Garage Area | 1,208 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 348 sqft |
| Deck Area | 180 sqft |
| Stable | 1,800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 031280 |
|---|---|
| Street Address | 15099 CHERRY LN |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | 15.01 AC L-19 SE/S CHERRY LN N OF RIDGELY |
| Legal Subdivision | MEADOW WOOD SEC 02 |
| Legal Lot Number | 19 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 2, GREENSBORO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 955100 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15099 CHERRY LN, RIDGELY, MD 21660-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2000 · Amount on File |
| Deed Sale | Apr 19, 2000 · Amount on File |
| Deed Document Number | 2000271 |
| Deed Book / Page | 384 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 15099 CHERRY LN, RIDGELY, MD 21660-1558 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | TITLE EXCELLENCE |
| Name | Verified Name |
|---|
| Document Number | 0014810195 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 1481/195 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,885.00 (+3.41%) Homeowner's exemption | $458,867 (+16.31%) | $483,000 (+17.63%) Land $102,600 Building $380,400 |
| 2025 | $3,757.00 (+13.57%) | ||
| 2023 | $3,308.00 Homeowner's exemption | $394,533 | $410,600 Land $102,600 Building $308,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1999–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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