15098 E 320 Rd, Chelsea, OK 74016 Property Records

Rogers County property record for 15098 E 320 Rd, Chelsea, OK 74016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 2020
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$39,000 (Feb 2001)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24241602500`

Property Details

APN / Parcel Number

Primary APN	`24241602500`
Alternative APNs	`24N16E-24-2-00000-000-0000` `0020761` `20761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	42,689 sqft (0.98 acres)
Porch	Slab
Porch Area	330 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20761
Street Address	15098 E 320 RD
City	CHELSEA
State	OK
Zip	74016-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 206' W 520' N 208' N2 NW NW
Legal Range	16E
Legal Township	24N
Legal Section	24
Legal Subdivision	24N-16E
Jurisdiction	ROGERS OK
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2073
Census Tract	50702

Owner

15098 E 320 Rd is owned and occupied by an individual who bought it in February 2001.

Source: Rogers County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15098 E 320 RD, CHELSEA, OK 74016-1164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESTREET FCU
Sep 22, 2020	Correction Deed, Transfer NOT AVAILABLE
Aug 31, 2020	Affidavit of Death, Transfer NOT AVAILABLE
May 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2001 · Amount on File
Deed Sale	Feb 16, 2001 · Amount on File
Prior Sale	Jul 13, 2000
Deed Book / Page	1271 / 749
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	15098 E 320 RD, CHELSEA, OK 74016-1164
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015207
Date	Sep 13, 2022
Instrument	2022-015207

Lender

Name	WESTREET FCU
Type	Credit Union
Address	TULSA, OK 74129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Jul 1, 2032

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ROGERS OK
Recording Date	Sep 22, 2020
Property Address	15098 E 320 RD, CHELSEA, OK 74016-1164
Document Number	0000014578
Instrument Date	Sep 22, 2020
Instrument	14578
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15098 E 320 RD CHELSEA OK 740161164, CHELSEA, OK 74016-1164

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ROGERS OK
Recording Date	Aug 31, 2020
Property Address	15098 E 320 RD, CHELSEA, OK 74016-1164
Document Number	0000013146
Instrument Date	Aug 31, 2020
Instrument	13146
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15098 E 320 RD CHELSEA OK 740161164, CHELSEA, OK 74016-1164

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	May 4, 2018
Property Address	15098 E 320 RD, CHELSEA, OK 74016-1164
Document Number	0027080664
Book / Page	002708 / 000664
Instrument Date	May 4, 2018
Instrument	6335
Transaction Type	Transfer
Record Updated	May 21, 2018

Transaction

Amount	Amount on Record
Tax	$2.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4005 S 4180 RD CHELSEA OK 740161156, CHELSEA, OK 74016-1156

Tax Assessment & Valuation

The 2025 property tax bill for 15098 E 320 Rd was $1,418 with a homeowner's exemption, up 1.1% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Chelsea Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,680 (+3%) Land $2,018 Building $16,662	$169,817 (-19.44%) Land $18,341 Building $151,476
2025	$1,418.00 (+1.14%) Homeowner's exemption	$18,136 (+3%) Land $1,959 Building $16,177	$210,793 (-4.51%) Land $29,996 Building $180,797
2024	$1,402.00 (+2.19%) Homeowner's exemption	$17,608 (+3.01%) Land $1,902 Building $15,706	$220,756 (+23.64%) Land $29,996 Building $190,760
2023	$1,372.00 Homeowner's exemption	$17,094 Land $1,794 Building $15,300	$178,550 Land $19,680 Building $158,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15098 E 320 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15098 E 320 Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAIG CO RWD #2 serves 4,250 people · EPA ID OK3001802
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
The Junction Internet Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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