Shiawassee County property record for 1509 Young St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1935 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,200 (Nov 2017) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-220-000-056-00 |
| Primary APN | 050-220-000-056-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 906 sqft |
| Unfinished Basement | 906 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1509 YOUNG ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 FOREST PARK ADD |
| Legal Subdivision | FOREST PARK ADD |
| Legal Lot Number | 59 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1509 YOUNG ST, OWOSSO, MI 48867-3362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 21, 2017 | Warranty Deed, Transfer ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 20173303774 |
| Deed Book / Page | 1240 / 461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 1, 2026 |
| Property Address | 1509 YOUNG ST, OWOSSO, MI 48867-3362 |
| Document Number | 0003406682 |
| Book / Page | 1342 / 69 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20263406682 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1509 YOUNG ST, OWOSSO, MI 48867-3362 |
| Document Number | 0003406682, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 1342/69 |
| Instrument | 20263406682 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 23, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 21, 2017 |
| Property Address | 1509 YOUNG ST, OWOSSO, MI 48867-3362 |
| Document Number | 0012400461 |
| Book / Page | 1240 / 0461 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 3303774 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3514 N M 52, 3514, OWOSSO, MI 48867-1048 |
| Name | Verified Name |
|---|---|
| Address | 115 W KING ST, OWOSSO, MI 48867-2311 |
| Document Number | 0012400462 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 1240/0462 |
| Instrument | 3303775 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,900 (+10.24%) | $137,800 (+10.24%) | |
| 2025 | $1,980.00 (+4.87%) Homeowner's exemption | $62,500 (+20.19%) | $125,000 (+20.19%) |
| 2023 | $1,888.00 Homeowner's exemption | $52,000 | $104,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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