1509 Winston Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1509 Winston Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,104 sqft · built 1997
Lot Size	0.224 acres (9,759 sqft)
Owner	Owner Name on Record
Last Sale	$205,000 (Dec 2013)
Tax Bill	$5,261 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-04-26-021306-000-25`

Property Details

APN / Parcel Number

Primary APN	`29-04-26-021306-000-25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,104 sqft Heated Area
Gross Area	3,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,759 sqft (0.224 acres)
Garage Area	464 sqft
Porch	Porch
Porch Area	314 sqft
Patio Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1509 WINSTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 25 ASHTON AS REC O R 3603PG 191
Legal Range	26
Legal Township	04
Legal Section	29
Legal Subdivision	ASHTON
Legal Lot Number	25
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30705

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1509 WINSTON LN, FLEMING ISLAND, FL 32003-7400
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2013 · Amount on Record
Deed Sale	Dec 17, 2013 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	2013071605
Deed Book / Page	3603 / 0191
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1509 WINSTON LN, FLEMING ISLAND, FL 32003-7400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 WINSTON LN, FLEMING ISLAND, FL 32003-7400

Mortgage

Document Number	0043882054
Date	Dec 14, 2020
Book Page	4388/2054
Instrument	2020065611

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1509 WINSTON LN, FLEMING ISLAND, FL 32003-7400
Document Number	0042541604
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 WINSTON LN FLEMING ISLAND FL 320037400, FLEMING ISLAND, FL 32003-7400

Mortgage

Document Number	0042541604
Date	Nov 26, 2019
Book Page	004254/001604
Instrument	63097

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 25, 2059

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$373,146 (+4.95%)	$388,593 (+9.29%) Land $50,000 Building $338,593
2023	$5,261.00 (+14.84%)	$355,551 (+17.19%) Land $50,000 Building $305,551	$355,551 (+17.19%) Land $50,000 Building $305,551
2022	$4,581.00	$303,387 Land $40,000 Building $263,387	$303,387 Land $40,000 Building $263,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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