1509 Warwick Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 1509 Warwick Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,152 sqft · built 1991
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Owner Names on File
Tax Bill	$5,363 (2024)
Deeds & Mortgages	Jan 2018 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-20-106-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-20-106-007.000-018`
Alternative APN	`1610200106007000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,152 sqft Living Area
1st Floor Area	1,789 sqft
2nd Floor Area	1,363 sqft
Basement Area	678 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	180 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610200106007000
Street Address	1509 WARWICK CT
City	CARMEL
State	IN
Zip	46033-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .55, SECTION 20, TOWNSHIP 18, RANGE 4, WOODGATE, SECTION 5, LOT 92
Legal Range	04
Legal Township	18
Legal Section	20
Legal Subdivision	WOODGATE
Legal Block	5
Legal Lot Number	92
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3006
Census Tract	110904

Owner

The current owner of 1509 Warwick Ct acquired it in June 2012.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	2 Owner Names on File
Mailing Address	1509 WARWICK CT, CARMEL, IN 46033-8507
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2012
Deed Sale	Jun 4, 2012
Prior Sale	Nov 3, 2006
Deed Document Number	0000030148
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1509 WARWICK CT, CARMEL, IN 46033-8507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001580
Date	Jan 11, 2018
Instrument	2018001580

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 3, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1509 WARWICK CT, CARMEL, IN 46033-8507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046325
Date	Jul 20, 2020
Instrument	2020046325

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$525,700 Land $127,800 Building $397,900	$525,700 Land $127,800 Building $397,900
2024	$5,363.00 (+16.16%)
2023	$4,617.00 (+18.84%) Homeowner's exemption	$429,700 (+25.35%) Land $79,900 Building $349,800	$429,700 (+25.35%) Land $79,900 Building $349,800
2022	$3,885.00 Homeowner's exemption	$342,800 Land $79,900 Building $262,900	$342,800 Land $79,900 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1509 Warwick Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1509 Warwick Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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