1509 W 86th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 1509 W 86th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,326 sqft · built 1952
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (May 2025)
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-027-24-21-0063`

Property Details

APN / Parcel Number

Primary APN	`09-027-24-21-0063`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,519 sqft
1st Floor Area	1,326 sqft
Basement Area	1,193 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1984
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Basement
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1509 W 86TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 003 A PENN LAKE RIDGE 2ND ADDN E 90 FT OF W 285 FT OF LOTS 1 AND 2 90 X 200
Legal Range	24
Legal Township	027
Legal Section	09
Legal Quarter	21
Legal Subdivision	PENN LAKE RIDGE 2ND ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1002
Census Tract	25601

Owner

Source: Hennepin County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1509 W 86TH ST, MINNEAPOLIS, MN 55431-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CREDIT UNION
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Aug 9, 2016
Deed Document Number	202511370599
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0010343656
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1509 W 86TH ST, BLOOMINGTON, MN 55431-2071
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10947633
Date	Apr 15, 2021
Instrument	A10947633

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1509 W 86TH ST, BLOOMINGTON, MN 55431-2071
Document Number	0010738621
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1509 W 86TH ST MINNEAPOLIS MN 554312071, MINNEAPOLIS, MN 55431-2071

Mortgage

Document Number	0010738621
Date	Dec 20, 2019
Instrument	10738621

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2039

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,830.00 (+14.29%)	$294,800 (+0.34%) Land $120,700 Building $174,100	$294,800 (+0.34%) Land $120,700 Building $174,100
2023	$3,351.00 Homeowner's exemption
2022		$293,800 Land $116,300 Building $177,500	$293,800 Land $116,300 Building $177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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