1509 Vermilion Rd, Duluth, MN 55812 Property Records

St. Louis County property record for 1509 Vermilion Rd, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,201 sqft · built 1952
Lot Size	0.276 acres (12,059 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2021)
Tax Bill	$4,902 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`010-3380-00145`

Property Details

APN / Parcel Number

Primary APN	`010-3380-00145`
Alternative APN	`1110553`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,201 sqft Gross Area
1st Floor Area	824 sqft
Basement Area	325 sqft
Finished Basement	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	12,059 sqft (0.276 acres)
Garage Area	220 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	324 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1110553
Street Address	1509 VERMILION RD
City	DULUTH
State	MN
Zip	55812-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 75 FT SERIAL #
Legal Subdivision	MOUNT ROYAL DIV OF DULUTH
Legal Block	4
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2007
Census Tract	700

Owner

1509 Vermilion Rd is owned and occupied by an individual who bought it in June 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1509 VERMILION RD, DULUTH, MN 55812-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Document Number	20211041943
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 9, 2021
Property Address	1509 VERMILION RD, DULUTH, MN 55812-1527
Document Number	0001041943
Instrument Date	Jun 4, 2021
Instrument	1041943
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 VERMILION RD, DULUTH, MN 55812-1527

Mortgage

Document Number	0001041944
Date	Jun 9, 2021
Instrument	1041944

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1509 VERMILION RD, DULUTH, MN 55812-1527
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 VERMILION RD, DULUTH, MN 55812-1527

Mortgage

Document Number	0001037082
Date	Feb 26, 2021
Instrument	1037082

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1509 Vermilion Rd was $4,902 with a homeowner's exemption, up 4.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,902.00 (+4.88%) Homeowner's exemption
2025	$4,674.00 (-1.89%) Homeowner's exemption	$375,400 (+6.14%) Land $100,300 Building $275,100	$375,400 (+6.14%) Land $100,300 Building $275,100
2024	$4,764.00	$353,700 Land $58,400 Building $295,300	$353,700 Land $58,400 Building $295,300
2022		$301,800 Land $51,200 Building $250,600	$301,800 Land $51,200 Building $250,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1509 Vermilion Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Vermilion Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC, Fidium Fiber.

Nearby Properties on Vermilion Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures