1509 Vanderbilt Dr, Fort Wayne, IN 46845 Property Records

Allen County property record for 1509 Vanderbilt Dr, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,845 sqft · built 2003
Lot Size	0.291 acres (12,690 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2021)
Tax Bill	$4,762 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-27-201-004.000-057`

Property Details

APN / Parcel Number

Primary APN	`02-02-27-201-004.000-057`
Alternative APN	`2452280171`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,845 sqft Living Area
Gross Area	4,870 sqft
1st Floor Area	2,345 sqft
Basement Area	1,686 sqft
Finished Basement	1,500 sqft
Unfinished Basement	186 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,690 sqft (0.291 acres)
Lot Dimensions	1,350 ft deep x 940 ft wide
Garage Type	Attached
Garage Area	839 sqft
Parking Spaces	3 Parking Spaces
Pool Area	288 sqft
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1509 VANDERBILT DR
City	FORT WAYNE
State	IN
Zip	46845-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY LAKE ESTATES SEC V LOT 171
Legal Subdivision	PERRY LAKE ESTATES
Legal Lot Number	171
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2012
Census Tract	10305

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1509 VANDERBILT DR, FORT WAYNE, IN 46845-2366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 19, 2021	Warranty Deed, Transfer · Line of Credit THE GARRETT STATE BANK
Jul 5, 2018	Warranty Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	202147596
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	1509 VANDERBILT DR, FORT WAYNE, IN 46845-2366
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008344
Date	Feb 11, 2020
Instrument	2020008344

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.29%
Index	Prime Rate
Max Rate	9.29%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 19, 2021
Property Address	1509 VANDERBILT DR, FORT WAYNE, IN 46845-2366
Document Number	2021047596
Map Reference	CAB F PG 68
Instrument Date	Jul 14, 2021
Instrument	2021047596
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 VANDERBILT DR, FORT WAYNE, IN 46845-2366
Investor	Possibly a Property Investor

Mortgage

Document Number	2021047597
Date	Jul 19, 2021
Instrument	2021047597

Lender

Name	THE GARRETT STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 5, 2018
Property Address	1509 VANDERBILT DR, FORT WAYNE, IN 46845-2366
Document Number	2018033053
Instrument Date	Jun 29, 2018
Instrument	2018033053
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE AND ESCROW COMPANY, METROPOLITAN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 VANDERBILT DR, FORT WAYNE, IN 46845-2366

Mortgage

Document Number	2018033054
Date	Jul 5, 2018
Instrument	2018033054

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,762.00 (+5.24%)	$623,300 (+22.79%) Land $44,400 Building $578,900	$623,300 (+22.79%) Land $44,400 Building $578,900
2024	$4,525.00 (+10.74%)
2023	$4,086.00 (+8.87%)	$507,600 (+9.78%) Land $44,400 Building $463,200	$507,600 (+9.78%) Land $44,400 Building $463,200
2022	$3,753.00	$462,400 Land $44,400 Building $418,000	$462,400 Land $44,400 Building $418,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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