1509 Valley Oak Dr, Winters, CA 95694 Property Records

Yolo County property record for 1509 Valley Oak Dr, Winters, CA 95694

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,780 sqft · built 2022
Lot Size	0.172 acres (7,498 sqft)
Owner	2 Trust Names on File
Last Sale	$647,500 (Jun 2022)
Tax Bill	$8,167 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-432-004-000`

Property Details

APN / Parcel Number

Primary APN	`030-432-004-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,498 sqft (0.172 acres)
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1509 VALLEY OAK DR
City	WINTERS
State	CA
Zip	95694-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	4507 WINTERS HIGHLANDS PH II L 359 2020 M 37-39
Legal Subdivision	WINTERS HLNDS PH 2 SUB #4507
Legal Lot Number	359
Jurisdiction	YOLO CA
Township / Civil Division	WINTERS
Census Block Group	2
Census Block	2000
Census Tract	11302

Owner

1509 Valley Oak Dr is owner-occupied and held in a trust since June 2022.

Source: Yolo County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3031 WRANGLER RD, SAN RAMON, CA 94582-5564
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jun 16, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF PLACER
Jun 16, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202214630
Prior Transfer Date	Jun 9, 2022
Prior Transfer Doc	0000014629
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	1509 VALLEY OAK DR, WINTERS, CA 95694-2216
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 VALLEY OAK DR, WINTERS, CA 95694-2216

Mortgage

Document Number	0000025956
Date	Nov 23, 2022
Instrument	2022-0025956

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YOLO CA
Recording Date	Jun 16, 2022
Property Address	1509 VALLEY OAK DR, WINTERS, CA 95694-2216
Document Number	0000014629
Map Reference	MB 2020 PG 37-39
Instrument Date	Jun 9, 2022
Instrument	2022-0014629
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	STEWART TITLE, STEWART TITLE OF PLACER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27562 LOYOLA AVE, HAYWARD, CA 94545-4223

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YOLO CA
Recording Date	Jun 16, 2022
Property Address	1509 VALLEY OAK DR, WINTERS, CA 95694-2216
Document Number	0000014630
Map Reference	MB 2020 PG 37-39
Instrument Date	May 27, 2022
Instrument	2022-0014630
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	STEWART TITLE, STEWART TITLE OF PLACER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1509 VALLEY OAK DR, WINTERS, CA 95694-2216

Mortgage

Document Number	0000014631
Date	Jun 16, 2022
Instrument	2022-0014631

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Valley Oak Dr was $8,167 with a homeowner's exemption, up 4.6% from the year before.

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Yolo County
Municipality	Winters City
Unified School District	Winters Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,882 (+2%) Land $140,716 Building $544,166
2025	$8,167.00 (+4.61%)	$671,454 Land $137,957 Building $533,497
2024	$7,807.00 (+0.77%)
2023	$7,747.00 (+305.6%) Homeowner's exemption	$645,382 Land $132,600 Building $512,782
2022	$1,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1509 Valley Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Valley Oak Dr is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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