1509 Trotter Pl, Frederick, MD 21702 Property Records

Frederick County property record for 1509 Trotter Pl, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,142 sqft · built 2019
Lot Size	0.213 acres (9,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Aug 2026)
Tax Bill	$11,354 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-595879`

Property Details

APN / Parcel Number

Primary APN	`02-595879`
Alternative APN	`595879`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,142 sqft Living Area
Gross Area	3,582 sqft
1st Floor Area	1,296 sqft
Basement Area	790 sqft
Finished Basement	790 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,295 sqft (0.213 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	595879
Street Address	1509 TROTTER PL
City	FREDERICK
State	MD
Zip	21702-2372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 PHASE 1 PLAT 9,295 SQ FT KELLERTON
Legal Subdivision	KELLERTON
Legal Phase	1
Legal Lot Number	63
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3016
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
Apr 22, 2026	Deed of Trust · Line of Credit PENTAGON FEDERAL CREDIT UNION
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
May 23, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2019	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 12, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	2026
Deed Book / Page	18009 / 53
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 18, 2026
Property Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Document Number	1800000053
Book / Page	18009 / 53
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1509 TROTTER PL, FREDERICK, MD 21702-2372

Mortgage

Document Number	1800000061,
Date	Aug 18, 2026
Book Page	18009/61

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 22, 2026
Property Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Document Number	1782000329
Book / Page	17828 / 329
Instrument Date	Apr 14, 2026
Record Updated	Apr 30, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1509 TROTTER PL, FREDERICK, MD 21702-2372

Mortgage

Document Number	1782000329,
Date	Apr 22, 2026
Book Page	17828/329

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 22, 2026
Property Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Document Number	0178280329
Book / Page	17828 / 329
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1509 TROTTER PL, FREDERICK, MD 21702-2372

Mortgage

Document Number	1782000329,
Date	Apr 22, 2026
Book Page	17828/329

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159350176
Date	May 23, 2022
Book Page	15935/176

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149250112
Date	May 25, 2021
Book Page	14925/112

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	33343

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 22, 2019
Property Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Document Number	0132880121
Book / Page	13288 / 0121
Map Reference	MB 100 PG 6&7
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NVR SETMNT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1509 TROTTER ST, FREDERICK, MD 21702-2372

Mortgage

Document Number	132880126
Date	Oct 22, 2019
Instrument	13288/0126

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 12, 2019
Property Address	1509 TROTTER PL, FREDERICK, MD 21702-2372
Document Number	0130800174
Book / Page	013080 / 000174
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$131.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4991 NEW DESIGN RD FREDERICK MD 217037113, FREDERICK, MD 21703-7113
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,200 (+0.65%)	$629,200 (+1.94%) Land $200,000 Building $429,200
2025	$11,354.00 (+9.96%)	$617,200 (+23.42%) Land $140,000 Building $477,200	$617,200 (-) Land $140,000 Building $477,200
2024	$10,326.00 (+13.76%)
2023	$9,077.00	$500,067	$617,200 Land $140,000 Building $477,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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