Schenectady County and Schenectady City property record for 1509 State St, Schenectady, NY 12304
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 6,542 sqft · built 1986 |
| Lot Size | 0.857 acres (37,320 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (Dec 2025) |
| Tax Bill | $15,164 (2026) |
| Deeds & Mortgages | Dec 2025 Sale May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-5-1 |
| Primary APN | 421500 49.76-5-1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,542 sqft Gross Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 37,320 sqft (0.857 acres) |
| Lot Dimensions | 200 ft deep x 193 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1509 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Local Zoning Code | 05 - COMME |
| Legal Description | 1 BLK AND 1BLK |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20700 |
1509 State St, a commercial property, is owned by a company that bought it in December 2025.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 FOXHOUND CIR, MECHANICVILLE, NY 12118-3659 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| May 27, 2021 | Deed, Transfer · Commercial Mortgage BALLSTON SPA NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | May 27, 2021 · Amount on File |
| Deed Document Number | 202529213 |
| Deed Book / Page | 2162 / 458 |
| Prior Transfer Date | Jul 22, 1995 |
| Prior Transfer Doc | 1466000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 15, 2025 |
| Property Address | 1509 STATE ST, SCHENECTADY, NY 12304 |
| Document Number | 0000029213 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 202529213 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1573 STATE ST, SCHENECTADY, NY 12304-1521 |
| Name | Verified Name |
|---|---|
| Address | 15 FOXHOUND CIR, MECHANICVILLE, NY 12118-3659 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 27, 2021 |
| Property Address | 1509 STATE ST, SCHENECTADY, NY 12304 |
| Document Number | 0000024758 |
| Book / Page | 2059 / 565 |
| Instrument Date | May 19, 2021 |
| Instrument | 202124758 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE ALBANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 BENJAMIN ST, SCHENECTADY, NY 12303-5134 |
| Name | Verified Name |
|---|---|
| Address | 2027 DOBIE LN, SCHENECTADY, NY 12303-6006 |
| Document Number | 0000024759 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 202124759 |
| Name | BALLSTON SPA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1509 State St was $15,164, down 1.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,164.00 (-1.35%) | ||
| 2025 | $15,371.00 | $367,600 (-) Land $60,600 Building $307,000 | $608,710 (+13.35%) Land $100,348 Building $508,362 |
| 2024 | $367,600 (-) Land $60,600 Building $307,000 | $537,034 (+15.41%) Land $88,532 Building $448,502 | |
| 2023 | $367,600 (-) Land $60,600 Building $307,000 | $465,316 (+3.8%) Land $76,709 Building $388,607 | |
| 2022 | $367,600 Land $60,600 Building $307,000 | $448,293 Land $73,902 Building $374,391 | |
| 2021 | $14,903.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1509 State St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1509 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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