Nashville-Davidson Metropolitan Government property record for 1509 Saunders Ave, Madison, TN 37115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,061 sqft · built 1987 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,900 (Dec 2006) |
| Tax Bill | $3,578 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-11-0-081-00 |
| Primary APN | 051-11-0-081-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| Gross Area | 3,057 sqft |
| 1st Floor Area | 1,789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 200 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 200 sqft |
| Patio Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1509 SAUNDERS AVE |
|---|---|
| City | MADISON |
| State | TN |
| Zip | 37115-5329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS20 |
| Legal Description | LOT 8 OAKLAND ACRES SEC. 11 |
| Legal Subdivision | MAP OF OAKLAND ACRES SECTION 11 |
| Legal Lot Number | 8 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10802 |
1509 Saunders Ave is owned and occupied by two individuals who acquired it in December 2008.
Source: Nashville-Davidson Metropolitan Government records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1509 SAUNDERS AVE, MADISON, TN 37115-5329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit NASHVILLE POST OFFICE CU |
| May 3, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2006 · Amount on File |
| Deed Sale | Dec 20, 2006 · Amount on File |
| Prior Sale | Sep 11, 2006 · Amount on File |
| Deed Document Number | 2006156616 |
| Last Transfer Date | Dec 12, 2008 |
| Transfer Doc | 0000120462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 1509 SAUNDERS AVE, MADISON, TN 37115-5329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000010764 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 20240216-0010764 |
| Name | NASHVILLE POST OFFICE CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | May 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 1509 SAUNDERS AVE, MADISON, TN 37115-5329 |
| Document Number | 0000048598 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1509 SAUNDERS AVE MADISON TN 371155329, MADISON, TN 37115-5329 |
| Document Number | 0000048598 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 48598 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1509 Saunders Ave was $3,578.
Source: Nashville-Davidson Metropolitan Government assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,578.00 | $127,150 Land $39,200 Building $87,950 | $508,600 Land $156,800 Building $351,800 |
| 2023 | $2,885.00 (-14.11%) | $88,675 (-) Land $20,000 Building $68,675 | |
| 2022 | $3,359.00 | $88,675 Land $20,000 Building $68,675 | $354,700 (-) Land $80,000 Building $274,700 |
| 2021 | $354,700 Land $80,000 Building $274,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1509 Saunders Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1509 Saunders Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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