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1509 Rosemont Ave, Frederick, MD 21702 Property Records

Frederick County property record for 1509 Rosemont Ave, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,428 sqft · built 1951
Lot Size0.248 acres (10,785 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Dec 2011)
Tax Bill$5,394 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone AE (high risk)
APN02-108283

Property Details

APN / Parcel Number

Primary APN02-108283
Alternative APNs
  • 2108283
  • 108283

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area10,785 sqft (0.248 acres)
Lot Dimensions180 ft deep x 60 ft wide
Garage TypeDetached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area125 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number108283
Street Address1509 ROSEMONT AVE
CityFREDERICK
StateMD
Zip21702-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal DescriptionLT 10,785 SQ. FT. 1509 ROSEMONT AVE. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number10
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3012
Census Tract750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1509 Rosemont Ave is owned and occupied by an individual who bought it in December 2011.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address1509 ROSEMONT AVE, FREDERICK, MD 21702-4032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2011 · Amount on File
Deed SaleDec 21, 2011 · Amount on File
Prior SaleDec 21, 2011 · Amount on File
Deed Book / Page8659 / 185
Transfer Doc0000007928
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1509 ROSEMONT AVE, FREDERICK, MD 21702-4032
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1509 ROSEMONT AVE, FORT DETRICK, MD 21702-4032

Mortgage

Document Number0154180459
DateOct 25, 2021
Book Page15418/459
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term243 Months
DueJan 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Rosemont Ave was $5,394.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,733$344,800 Land $168,000 Building $176,800
2025$5,394.00
2023$4,404.00$240,100$290,700 Land $105,200 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1509 Rosemont Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Rosemont Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

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