Charlottesville City property record for 1509 Rosa Ter, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 638 sqft · built 1970 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,049 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 260111100 |
| Primary APN | 260111100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 638 sqft Finished Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 638 sqft |
| Finished Basement | 324 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Depth | 188 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 132 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1509 ROSA TER |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 3A BK B ROSA TERRACE |
| Legal Subdivision | IX/BELMONT |
| Legal Block | B |
| Legal Lot Number | 3A |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 401 |
1509 Rosa Ter is owned and occupied by two individuals who acquired it in August 2025.
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1509 ROSA TER, CHARLOTTESVILLE, VA 22902-6055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 |
| Deed Sale | Aug 6, 2025 |
| Prior Sale | Aug 19, 2024 |
| Deed Document Number | 20252061 |
| Transfer Doc | 0000002061 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1509 Rosa Ter was $2,049.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,049.00 | $204,100 (+3.19%) Land $68,500 Building $135,600 | $204,100 (+3.19%) Land $68,500 Building $135,600 |
| 2025 | $197,800 Land $61,700 Building $136,100 | $197,800 Land $61,700 Building $136,100 | |
| 2023 | $2,698.00 (+17.71%) | $180,100 Land $51,000 Building $129,100 | $180,100 Land $51,000 Building $129,100 |
| 2022 | $2,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1509 Rosa Ter in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1509 Rosa Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ting.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures