Union County property record for 1509 Ridge Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,311 sqft · built 1994 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Apr 2025) |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-240-007A |
| Primary APN | 08-240-007A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,311 sqft Living Area |
| 1st Floor Area | 1,311 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1509 RIDGE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 9092-0291 |
| Legal Subdivision | 1839900 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20205 |
Source: Union County records · APN 08-240-007A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1509 RIDGE RD, MONROE, NC 28110-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Feb 23, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2025 · Amount on Record |
| Deed Sale | Apr 02, 2025 · Amount on Record |
| Prior Sale | Feb 23, 2018 · Amount on Record |
| Deed Document Number | 20257950 |
| Deed Book / Page | 9092 / 291 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1509 RIDGE RD, MONROE, NC 28110-9487 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000861517 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 8615/17 |
| Instrument | 39235 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 23, 2018 |
| Property Address | 1509 RIDGE RD, MONROE, NC 28110-9487 |
| Document Number | 7108280 |
| Book / Page | 007108 / 000280 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 4793 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12925 BAIN SCHOOL RD MINT HILL NC 282277564, MINT HILL, NC 28227-7564 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,286.00 (+4.81%) | $263,600 (+39.47%) Land $32,900 Building $230,700 | $263,600 (+39.47%) Land $32,900 Building $230,700 |
| 2023 | $1,227.00 | $189,000 Land $17,500 Building $171,500 | $189,000 Land $17,500 Building $171,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790202051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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