1509 Rambling Way, Frederick, MD 21701 Property Records

Frederick County property record for 1509 Rambling Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,180 sqft · built 2000
Lot Size	0.043 acres (1,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (May 2023)
Tax Bill	$6,369 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-214237`

Property Details

APN / Parcel Number

Primary APN	`02-214237`
Alternative APNs	`2214237` `214237`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,180 sqft Living Area
1st Floor Area	890 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,860 sqft (0.043 acres)
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	214237
Street Address	1509 RAMBLING WAY
City	FREDERICK
State	MD
Zip	21701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 15 PLAT 1 PH. 1 1,860 SQ. FT. MAIN PROPERTY
Legal Subdivision	DERR FARM 01 PH 01
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2034
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1509 S RAMBLING WAY, FREDERICK, MD 21701-2515
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 9, 2023	Special Warranty Deed, Transfer · Conventional Mortgage AMERICA TRUST FUNDING MORTGAGE BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	May 2, 2012 · Amount on Record
Deed Book / Page	16433 / 143
Transfer Doc	0046830257
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1509 S RAMBLING WAY, FREDERICK, MD 21701-2515
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 S RAMBLING WAY, FREDERICK, MD 21701-2515

Mortgage

Document Number	0161830400
Date	Oct 18, 2022
Book Page	16183/400

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	May 9, 2023
Property Address	1509 S RAMBLING WAY, FREDERICK, MD 21701-2515
Document Number	0164330143
Book / Page	16433 / 143
Map Reference	MB 61 FO 158
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1509 S RAMBLING WAY, FREDERICK, MD 21701-2515

Mortgage

Document Number	0016433150
Date	May 9, 2023
Instrument	16433/150

Lender

Name	AMERICA TRUST FUNDING MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1509 S RAMBLING WAY, FREDERICK, MD 21701-2515
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CLA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136640180
Date	Apr 17, 2020
Book Page	13664/180

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,767 (+5.42%)	$400,100 (+16.27%) Land $110,000 Building $290,100
2025	$6,369.00 (+10.25%)	$344,100 (+24.36%) Land $75,000 Building $269,100	$344,100 (-) Land $75,000 Building $269,100
2024	$5,777.00 (+14.12%)
2023	$5,062.00	$276,700	$344,100 Land $75,000 Building $269,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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