1509 Pinehurst Cv, Niceville, FL 32578 Property Records

Okaloosa County property record for 1509 Pinehurst Cv, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,633 sqft · built 2002
Lot Size	0.359 acres (15,634 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Aug 2001)
Tax Bill	$4,869 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-1562-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-1562-5`
Alternative APNs	`22-1S-22-2385-000A-0050` `22S1222385000A0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,633 sqft Living Area
Gross Area	4,552 sqft
1st Floor Area	2,741 sqft
Upper Floors Area	892 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	15,634 sqft (0.359 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1509 PINEHURST CV
City	NICEVILLE
State	FL
Zip	32578-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST ANDREWS WEST B/B I LOT 5 BLK A
Legal Range	22W
Legal Township	01S
Legal Section	22
Legal Subdivision	ST ANDREWS WEST B/B
Legal Block	A
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3012
Census Tract	21001

Owner

1509 Pinehurst Cv is owned and occupied by two individuals who bought it in August 2001.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1509 PINEHURST CV, NICEVILLE, FL 32578-4322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2001 · Amount on File
Deed Sale	Aug 31, 2001 · Amount on File
Prior Sale	Jan 3, 2001 · Amount on File
Deed Document Number	20011863858
Deed Book / Page	2313 / 1713
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1509 PINEHURST CV, NICEVILLE, FL 32578-4322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 PINEHURST CV, NICEVILLE, FL 32578-4322

Mortgage

Document Number	0034984964
Date	Oct 15, 2020
Book Page	3498/4964
Instrument	3399328

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Pinehurst Cv was $4,869 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,869.00 Homeowner's exemption Veteran's exemption	$449,777	$747,337 Land $132,197 Building $615,140
2023	$4,619.00 (+2.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$424,370 (+3%)	$747,336 (+6.14%) Land $122,211 Building $625,125
2022	$4,508.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$412,010	$704,126 Land $116,391 Building $587,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1509 Pinehurst Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 units insured incl. 8 condo units
Nearby Flood Claims	25 (1985–2020)
Claims Outside the SFHA	23 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Pinehurst Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20