1509 Oleander Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 1509 Oleander Ave, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,996 sqft · built 1959
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2026)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Mar 2025 Refinance Dec 2020 Refinance + 3 more
APN	`0202001000860`

Property Details

APN / Parcel Number

Primary APN	`0202001000860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,576 sqft
Upper Floors Area	420 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	312 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1509 OLEANDER AVE
City	CHESAPEAKE
State	VA
Zip	23325-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	27 BLK 26 N HGLDS SUB 1
Legal Subdivision	NORFOLK HIGHLANDS A & B & WHOLE MAP 20
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5011
Census Tract	20003

Owner

1509 Oleander Ave is owned and occupied by an individual who bought it in May 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
May 1, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
May 1, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE ACCEPT
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Feb 2, 2015 · Amount on File
Deed Document Number	202611101
Deed Book / Page	10974 / 142
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010832/172
Date	Mar 7, 2025
Book Page	10832/172
Instrument	250004576

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010282/948
Date	Dec 28, 2020
Book Page	10282/948
Instrument	200049304

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	294 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 1, 2026
Property Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741
Document Number	0000011101
Book / Page	10974 / 142
Instrument Date	Apr 24, 2026
Instrument	2026.11101
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741

Mortgage

Document Number	0000011102,
Date	May 1, 2026
Book Page	10974/145
Instrument	2026.11102

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 1, 2026
Property Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741
Document Number	010974/142
Book / Page	10974 / 142
Instrument Date	Apr 24, 2026
Instrument	202611101
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741

Mortgage

Document Number	0000011102,
Date	May 1, 2026
Book Page	10974/145
Instrument	202611102

Lender

Name	AMERICAN HOME MORTGAGE ACCEPT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1509 OLEANDER AVE, CHESAPEAKE, VA 23325-3741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10282/948
Date	Dec 28, 2020
Book Page	10282/948
Instrument	200049304

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	294 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Oleander Ave was $3,218, up 5.8% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,300 (+6.18%) Land $125,000 Building $213,300	$338,300 (+6.18%) Land $125,000 Building $213,300
2025	$3,218.00 (+5.79%)	$318,600 Land $115,000 Building $203,600	$318,600 Land $115,000 Building $203,600
2024	$3,042.00
2023		$282,200 (+8.5%) Land $100,000 Building $182,200	$282,200 (+8.5%) Land $100,000 Building $182,200
2022		$260,100 Land $95,000 Building $165,100	$260,100 Land $95,000 Building $165,100
2019	$2,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1509 Oleander Ave; there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1999–2016)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Oleander Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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