1509 Ocean Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 1509 Ocean Dr, #E, Emerald Isle, NC 28594 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 1,450 sqft · built 1981
Lot Size	0.025 acres (1,089 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Oct 2025)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`6324.13.04.1441000`

Property Details

APN / Parcel Number

Primary APN	`6324.13.04.1441000`
Alternative APNs	`546801` `69036`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,450 sqft Heated Area
Gross Area	1,167 sqft
1st Floor Area	27 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,089 sqft (0.025 acres)
View / Lot	Waterfront / Beach
Deck Area	22 sqft
Utility Building	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	69036
Street Address	1509 OCEAN DR, E
City	EMERALD ISLE
State	NC
Zip	28594-6700
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EAST UNIT 2 SEAS THE DAY TWNHM
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	04
Legal Unit	2
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

Source: Carteret County records · APN 6324.13.04.1441000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 2ND ST, YOUNGSTOWN, OH 44514-1616
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 15, 2023	Warranty Deed, Transfer
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	20251870021
Deed Book / Page	1870 / 21
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0012270108
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 30, 2025
Property Address	1509 OCEAN DR # E, E, EMERALD ISLE, NC 28594-6700
Document Number	0018700021
Book / Page	1870 / 21
Map Reference	MB 31 PG 183
Instrument Date	Oct 28, 2025
Instrument	1870021
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2605 BROWN BARK CIR NE, LELAND, NC 28451-1994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 2ND ST, POLAND, OH 44514-1616

Mortgage

Document Number	0000187022
Date	Oct 30, 2025
Instrument	1870/22

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 15, 2023
Property Address	1509 OCEAN DR # E, E, EMERALD ISLE, NC 28594-6700
Document Number	0018160022
Book / Page	1816 / 22
Map Reference	MB 1226 PG 326
Instrument Date	Dec 10, 2023
Instrument	1816022
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5108 CARVERSHAM CT, WINSTON SALEM, NC 27106-4783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 BROWN BARK CIR NE, LELAND, NC 28451-1994

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 15, 2020
Property Address	1509 OCEAN DR # E, E, EMERALD ISLE, NC 28594-6700
Document Number	0017000216
Book / Page	1700 / 216
Map Reference	MB 31 PG 183
Instrument Date	Dec 14, 2020
Instrument	1700216
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6576 MAHOGANY DR, 6576, GALENA, OH 43021-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 CARVERSHAM CT, WINSTON SALEM, NC 27106-4783

Mortgage

Document Number	1700217
Date	Dec 15, 2020
Instrument	1700-217

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00 (+28.19%)	$984,323 (+87.22%) Land $504,000 Building $480,323	$984,323 (+87.22%) Land $504,000 Building $480,323
2023		$525,760 Building $525,760	$525,760 Building $525,760
2022	$3,040.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 760 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured 205 under condo master policies
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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