1509 Monroe St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1509 Monroe St, Two Rivers, WI 54241

Property Summary

Property Type	Commercial
Details	3 bd · 4 ba · 3,128 sqft · built 1926
Lot Size	0.608 acres (26,484 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Mar 2022)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-000-074-021.00`

Property Details

APN / Parcel Number

Primary APN	`53-000-074-021.00`
Alternative APNs	`053-000-074-021.00` `0000740210`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,128 sqft Living Area
Basement Area	768 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	26,484 sqft (0.608 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1509 MONROE ST
City	TWO RIVERS
State	WI
Zip	54241-2923
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	WB
Legal Description	ORIG PLAT TRACT 1 OF CSM V 12 P 163 PT LOTS 5 THRU 7 BLK 73 PT OF LOTS 1 THRU 4 BLK 74 PT OF LOT 1 BLK 75 & PT OF VAC MONROE & W RIVER STS
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF TWO RIVERS
Legal Tract	1
Legal Block	73,74
Legal Lot Number	5
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2026
Census Tract	5300

Owner

1509 Monroe St, a commercial property, is owned by a company that bought it in March 2022 and is owner-occupied.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Company Name on File
Mailing Address	10200 FRANCIS CREEK RD, TWO RIVERS, WI 54241-9128
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage SHORELINE CREDIT UNION
Mar 18, 2022	Warranty Deed, Transfer · Commercial Mortgage BANK OF LUXEMBURG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Jul 6, 2015 · Amount on File
Deed Document Number	20221248942
Deed Book / Page	3482 / 677
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	Jul 24, 2026
Property Address	1509 MONROE ST, TWO RIVERS, WI 54241-2923
Document Number	0001297522
Book / Page	3780 / 742
Instrument Date	Jul 24, 2026
Instrument	20261297522
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	10200 FRANCIS CREEK RD, TWO RIVERS, WI 54241-9128

Mortgage

Document Number	0001297522,
Date	Jul 24, 2026
Book Page	3780/742
Instrument	20261297522

Lender

Name	SHORELINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Mar 18, 2022
Property Address	1509 MONROE ST, TWO RIVERS, WI 54241-2923
Document Number	003482/677
Book / Page	3482 / 677
Map Reference	DOC 663185
Instrument Date	Mar 15, 2022
Instrument	1248942
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10200 FRANCIS CREEK RD, TWO RIVERS, WI 54241-9128

Mortgage

Document Number	0001248943
Date	Mar 18, 2022
Instrument	1248943

Lender

Name	BANK OF LUXEMBURG
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Monroe St was $3,030 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00	$161,500 Land $57,500 Building $104,000	$186,718 Land $66,479 Building $120,239
2023	$4,227.00	$146,800 Land $57,500 Building $89,300	$232,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1509 Monroe St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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