1509 Hardwick Dr, Liberty, MO 64068 Property Records

Clay County property record for 1509 Hardwick Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 1995
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-105-00-03-023.00`

Property Details

APN / Parcel Number

Primary APN	`15-105-00-03-023.00`
Alternative APNs	`1510500030230001` `259447`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modern
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	162 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	140 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1509 HARDWICK DR
City	LIBERTY
State	MO
Zip	64068-1296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPOINT LT 79
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	NORTHPOINT
Legal Lot Number	79
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3016
Census Tract	21401

Owner

1509 Hardwick Dr is owned and occupied by two individuals who acquired it in October 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1509 HARDWICK DR, LIBERTY, MO 64068-1296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Oct 24, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 14, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jun 2, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022
Deed Sale	Oct 24, 2022
Prior Sale	Sep 14, 2022
Deed Document Number	202234460
Deed Book / Page	9469 / 91
Prior Transfer Date	Jun 2, 2022
Prior Transfer Doc	0000018321
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1509 HARDWICK DR, LIBERTY, MO 64068-1296
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 EAGLE RIDGE DR, PLATTE CITY, MO 64079-7251

Mortgage

Document Number	0000030714
Date	Sep 19, 2022
Book Page	9449/49
Instrument	2022030714

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 24, 2022
Property Address	1509 HARDWICK DR, LIBERTY, MO 64068-1296
Document Number	0000034460
Book / Page	9469 / 91
Instrument Date	Oct 13, 2022
Instrument	2022034460
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 HARDWICK DR, LIBERTY, MO 64068-1296

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 14, 2022
Property Address	1509 HARDWICK DR, LIBERTY, MO 64068-1296
Document Number	0000030315
Book / Page	9447 / 21
Instrument Date	Aug 13, 2022
Instrument	2022030315
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1509 HARDWICK DR, 1509, LIBERTY, MO 64068-1296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 HARDWICK DR, LIBERTY, MO 64068-1296

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	Jun 2, 2022
Property Address	1509 HARDWICK DR, LIBERTY, MO 64068-1296
Document Number	0000018321
Book / Page	9378 / 155
Instrument Date	Jun 2, 2022
Instrument	2022018321
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 TELFORD DR, LIBERTY, MO 64068-1270

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Hardwick Dr was $4,003.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,003.00	$55,710	$293,211
2023	$4,078.00 (+18.96%)	$52,140 (+20.47%)	$274,421
2022	$3,428.00	$43,280
2021			$227,789
2019	$3,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1509 Hardwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Hardwick Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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