1509 Garrett Dr, Troy, MI 48085 Property Records

Oakland County property record for 1509 Garrett Dr, Troy, MI 48085

Property Summary

Property TypeCondominium
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Aug 2021)
Tax Bill$10,614 (2025)
Deeds & MortgagesAug 2021 Construction Loan
Aug 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN88-20-11-202-001

Property Details

APN / Parcel Number

Primary APN88-20-11-202-001

Exterior

Architectural StyleCondo/Apartment
Lot Area13,939 sqft (0.32 acres)

Location & Zoning

Street Address1509 GARRETT DR
CityTROY
StateMI
Zip48085-5725
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R11E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2264 OAK FOREST NO 4 UNIT1 L 52534 P 147 1-28-19 FR 201-012
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit1
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1001
Census Tract196100

Owner

1509 Garrett Dr, a condominium, is owned and occupied by two individuals who bought it in August 2021.

Source: Oakland County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2199 EDGESTONE DR, STERLING HEIGHTS, MI 48314-3776
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Construction Mortgage
LAKE MICHIGAN CU
Aug 12, 2021Warranty Deed, Construction Loan · Construction Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2021 · Amount on File
Deed SaleAug 12, 2021 · Amount on File
Deed Document Number2021197936
Deed Book / Page56692 / 231
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1509 GARRETT DR, TROY, MI 48085-5725
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2199 EDGESTONE DR, STERLING HEIGHTS, MI 48314-3776

Mortgage

Document Number0000197197
DateAug 11, 2021
Book Page56687/68
Instrument197197
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term371 Months
DueJul 1, 2052

August 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 12, 2021
Property Address1509 GARRETT DR, TROY, MI 48085-5725
Document Number0000197936
Book / Page56692 / 231
Map ReferenceLB 52534 PG 147
Instrument DateJun 2, 2021
Instrument197936
Transaction TypeConstruction Loan
Record UpdatedFeb 10, 2023

Transaction

AmountAmount on Record
Tax$1,161.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5877 LIVEMOIS #103103, 103103, TROY, MI 48098

Transferred To (Grantee/Buyer)

NameVerified Name
Address2199 EDGESTONE DR, STERLING HEIGHTS, MI 48314-3776

Mortgage

Document Number0056692232
DateAug 12, 2021
Instrument56692/232
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term371 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Garrett Dr was $10,614 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,614.00
2023$99,220
2022$2,468.00$49,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1509 Garrett Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Garrett Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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