1509 Garfield Ave, Springfield, OH 45504 Property Records

Clark County property record for 1509 Garfield Ave, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1932
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Jun 2023)
Tax Bill	$1,875 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-07-00036-314-015`

Property Details

APN / Parcel Number

Primary APN	`340-07-00036-314-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	400 sqft
Porch	Enclosed Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1509 GARFIELD AVE
City	SPRINGFIELD
State	OH
Zip	45504-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLIE C WILSON PTS 8795 & 8796; 8795 & 8796
Legal Subdivision	WILSON
Legal Block	314
Legal Lot Number	8795
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3012
Census Tract	3700

Owner

1509 Garfield Ave is owned and occupied by an individual who bought it in June 2023.

Source: Clark County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1509 GARFIELD AVE, SPRINGFIELD, OH 45504-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Deed Document Number	1874
Deed Book / Page	2224 / 2587
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 5, 2023
Property Address	1509 GARFIELD AVE, SPRINGFIELD, OH 45504-1434
Document Number	0000006097
Book / Page	2224 / 2587
Map Reference	VOL 7 PG 6
Instrument Date	May 30, 2023
Instrument	202300006097
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1509 GARFIELD AVE, SPRINGFIELD, OH 45504-1434

Mortgage

Document Number	0000006098
Date	Jun 5, 2023
Instrument	202300006098

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1509 GARFIELD AVE, SPRINGFIELD, OH 45504-1434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 GARFIELD AVE, SPRINGFIELD, OH 45504-1434

Mortgage

Document Number	0000014526
Date	Oct 25, 2018
Book Page	2150/3048
Instrument	201800014526

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1509 GARFIELD AVE, SPRINGFIELD, OH 45504-1434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AGILITY CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000940
Date	Jan 21, 2020
Book Page	2167/1205
Instrument	202000000940

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,170 Land $8,440 Building $41,730	$143,330 Land $24,110 Building $119,220
2024	$1,875.00
2023		$37,010 (-) Land $7,840 Building $29,170
2022	$1,396.00 Homeowner's exemption	$37,010 Land $7,840 Building $29,170	$105,720 Land $22,390 Building $83,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1509 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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