1509 Franklin St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 1509 Franklin St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Feb 2021)
Tax Bill$2,841 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1123354013

Property Details

APN / Parcel Number

Primary APN1123354013
Alternative APN
  • 107515

Exterior

Lot Area10,890 sqft (0.25 acres)
Lot Dimensions119 ft deep x 92 ft wide

Location & Zoning

Account Number107515
Street Address1509 FRANKLIN ST
CityROCK FALLS
StateIL
Zip61071-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRODERICK SUB LOT 12 437700X
Legal SubdivisionBRODERICK SUBDIVISION
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group2
Census Block2014
Census Tract1400

Owner

1509 Franklin St is owned and occupied by an individual who bought it in February 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1509 FRANKLIN ST, ROCK FALLS, IL 61071-1413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2021 · Amount on File
Deed SaleFeb 18, 2021 · Amount on File
Prior SaleApr 28, 2016 · Amount on File
Deed Document Number20211178
Prior Transfer DateFeb 9, 2005
Prior Transfer Doc0012302005
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateFeb 18, 2021
Property Address1509 FRANKLIN ST, ROCK FALLS, IL 61071-1413
Document Number0202101178
Instrument DateFeb 16, 2021
Instrument2021-01178
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 6TH AVE, ROCK FALLS, IL 61071-1175

Mortgage

Document Number0202101179
DateFeb 18, 2021
Instrument2021-01179
Lender
NameNOVUS HOME MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Franklin St was $2,841.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
Elementary School DistrictEast Coloma-Nelson Consolidated Elementary School District 20 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,841.00$36,372 Land $4,437 Building $31,935
2024$109,116 Land $13,311 Building $95,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1509 Franklin St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1978–2019)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1509 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number