1509 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 1509 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1955
Lot Size	0.807 acres (35,153 sqft)
Owner	Company Name on Record
Last Sale	$62,000 (Mar 2025)
Tax Bill	$580 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0360-00-001-023-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0360-00-001-023-0-000-00`
Alternative APN	`2756`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	35,153 sqft (0.807 acres)
Lot Dimensions	293 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	1,116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2756
Street Address	1509 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - CROWN HEIGHTS BLK 1 LOT 23, LESS S7' FOR ST
Legal Range	02E
Legal Township	26N
Legal Section	11
Legal Subdivision	CROWN HEIGHTS
Legal Block	1
Legal Lot Number	23
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	3
Census Block	3012
Census Tract	202

Owner

Source: Kay County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1509 E PROSPECT AVE, PONCA CITY, OK 74604-1910
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK & TRUST
Mar 10, 2025	Warranty Deed, Transfer · Commercial Mortgage RCB BANK
Mar 7, 2022	Warranty Deed, Transfer · Line of Credit AMERICAN EQUITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	20251387
Deed Book / Page	1990 / 331
Prior Transfer Date	Feb 11, 2000
Prior Transfer Doc	1084000774
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1509 E PROSPECT AVE, PONCA CITY, OK 74604-1910
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	PURITY ABSTRACT COMPANY, SECURITY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4765 E PROSPECT AVE, PONCA CITY, OK 74604-5763

Mortgage

Document Number	I2023003664
Date	Jun 1, 2023
Book Page	1937/85
Instrument	I-2023-003664

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank
Address	PONCA CITY, OK 74601

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Mar 10, 2025
Property Address	1509 E PROSPECT AVE, PONCA CITY, OK 74604-1910
Document Number	I2025001387
Book / Page	1990 / 331
Instrument Date	Mar 7, 2025
Instrument	I-2025-001387
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TITAN TITLE AND CLOSING/MO, TITAN TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E PROSPECT AVE, PONCA CITY, OK 74604-1910

Mortgage

Document Number	I2025001388
Date	Mar 10, 2025
Instrument	I-2025-001388

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 18, 2035

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Mar 7, 2022
Property Address	1509 E PROSPECT AVE, PONCA CITY, OK 74604-1910
Document Number	I2022001773
Book / Page	1898 / 684
Instrument Date	Mar 4, 2022
Instrument	I-2022-001773
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1269, PONCA CITY, OK 74602-1269

Mortgage

Document Number	I2022001774
Date	Mar 7, 2022
Instrument	I-2022-001774

Lender

Name	AMERICAN EQUITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,820 (+12.47%) Land $1,018 Building $5,802	$62,000 (-35.54%) Land $9,250 Building $52,750
2025	$580.00 (+6.03%)	$6,064 (+5%) Land $927 Building $5,137	$96,184 (-1.74%) Land $14,064 Building $82,120
2024	$547.00 (+3.21%)	$5,775 (+5%) Land $883 Building $4,892	$97,886 (+95.77%) Land $14,064 Building $83,822
2023	$530.00	$5,500 Land $846 Building $4,654	$50,000 Land $7,690 Building $42,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2014)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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