Kenton County property record for 1509 E Henry Clay Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,348 sqft · built 1956 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,850 (Sep 2005) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-20-25-009.00 |
| Primary APN | 041-20-25-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,348 sqft Finished Area |
| Gross Area | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1509 E HENRY CLAY AVE |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS LOT 155 |
| Legal Subdivision | SOUTH HILLS |
| Legal Phase | B |
| Legal Lot Number | 155 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jun 20, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 5, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2005 · Amount on Record |
| Deed Sale | Sep 2, 2005 · Amount on Record |
| Prior Sale | Jan 31, 2005 · Amount on Record |
| Deed Document Number | 200509 02 059 00033 |
| Deed Book / Page | 2735 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 26, 2026 |
| Property Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Document Number | 0000013279 |
| Book / Page | 451 / 526 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202613279 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Document Number | 0000013279, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 451/526 |
| Instrument | 202613279 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Document Number | 0005900012 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 381/53 |
| Instrument | 22062005900012 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 4, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Document Number | 0005900264 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 294/467 |
| Instrument | 21110105900264 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 107 Months |
| Due | Oct 5, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Document Number | 0000000233 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1509 E HENRY CLAY AVE FORT WRIGHT KY 410113725, FORT WRIGHT, KY 41011-3725 |
| Document Number | 0000000233 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 0C6723/000193 |
| Instrument | 233 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725 |
| Document Number | 0000000076 |
| Book / Page | 0C6082 / 000199 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1509 E HENRY CLAY AVE FORT WRIGHT KY 410113725, FORT WRIGHT, KY 41011-3725 |
| Document Number | 0000000076 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 0C6082/000199 |
| Instrument | 76 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 24, 2032 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,400 (-) Land $45,000 Building $189,400 | $234,400 (-) Land $45,000 Building $189,400 | |
| 2025 | $2,322.00 (+16.62%) | $234,400 (+25.48%) Land $45,000 Building $189,400 | $234,400 (+25.48%) Land $45,000 Building $189,400 |
| 2023 | $1,991.00 | $186,800 Land $45,000 Building $141,800 | $186,800 Land $45,000 Building $141,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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