1509 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1509 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,348 sqft · built 1956
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$169,850 (Sep 2005)
Tax Bill$2,322 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN041-20-25-009.00

Property Details

APN / Parcel Number

Primary APN041-20-25-009.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,348 sqft Finished Area
Gross Area1,670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area14,810 sqft (0.34 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1509 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 155
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number155
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Jun 20, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 1, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 5, 2019Deed of Trust, Mortgage · Line of Credit
US BK
Jan 19, 2017Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2005 · Amount on Record
Deed SaleSep 2, 2005 · Amount on Record
Prior SaleJan 31, 2005 · Amount on Record
Deed Document Number200509 02 059 00033
Deed Book / Page2735 / 16
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJun 26, 2026
Property Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725
Document Number0000013279
Book / Page451 / 526
Instrument DateJun 3, 2026
Instrument202613279
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725

Mortgage

Document Number0000013279,
DateJun 26, 2026
Book Page451/526
Instrument202613279
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 7, 2056
Interest
Rate6.37%
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725
Transaction TypeMortgage
Record UpdatedJul 1, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725

Mortgage

Document Number0005900012
DateJun 20, 2022
Book Page381/53
Instrument22062005900012
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 4, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725
Transaction TypeMortgage
Record UpdatedNov 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725

Mortgage

Document Number0005900264
DateNov 1, 2021
Book Page294/467
Instrument21110105900264
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term107 Months
DueOct 5, 2030

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725
Document Number0000000233
Instrument DateJul 5, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1509 E HENRY CLAY AVE FORT WRIGHT KY 410113725, FORT WRIGHT, KY 41011-3725

Mortgage

Document Number0000000233
DateAug 6, 2019
Book Page0C6723/000193
Instrument233
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 5, 2049
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1509 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3725
Document Number0000000076
Book / Page0C6082 / 000199
Instrument DateJan 19, 2017
Transaction TypeMortgage
Record UpdatedMay 11, 2017
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1509 E HENRY CLAY AVE FORT WRIGHT KY 410113725, FORT WRIGHT, KY 41011-3725

Mortgage

Document Number0000000076
DateJan 25, 2017
Book Page0C6082/000199
Instrument76
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 24, 2032

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,400 (-) Land $45,000 Building $189,400$234,400 (-) Land $45,000 Building $189,400
2025$2,322.00 (+16.62%)$234,400 (+25.48%) Land $45,000 Building $189,400$234,400 (+25.48%) Land $45,000 Building $189,400
2023$1,991.00$186,800 Land $45,000 Building $141,800$186,800 Land $45,000 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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