1509 E Hartley St, Ozark, MO 65721 Property Records

Christian County property record for 1509 E Hartley St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,093 sqft · built 1980
Lot Size	0.37 acres (16,100 sqft)
Owner	Individual Name on Record
Last Sale	$171,700 (Sep 2026)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.7-25-3-3-22`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-25-3-3-22`
Alternative APN	`11-0.7-25-003-003-022.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,093 sqft Living Area
1st Floor Area	1,093 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,100 sqft (0.37 acres)
Lot Dimensions	175 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1509 E HARTLEY ST
City	OZARK
State	MO
Zip	65721-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SUN RIDGE EAST (* SB-190 APPROVED APPLICANT *)
Legal Range	21W
Legal Township	27N
Legal Section	25
Legal Subdivision	SUN RIDGE EAST
Legal Lot Number	10
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	4
Census Block	4042
Census Tract	20302

Owner

Source: Christian County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1509 E HARTLEY ST, OZARK, MO 65721-9433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	202611448
Deed Book / Page	2026 / 11292
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 14, 2026
Property Address	1509 E HARTLEY ST, OZARK, MO 65721-9433
Document Number	0000011448
Book / Page	2026 / 11292
Instrument Date	Sep 11, 2026
Instrument	202611448
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E HARTLEY ST, OZARK, MO 65721-9433

Mortgage

Document Number	0000011450,
Date	Sep 14, 2026
Book Page	2026/11294
Instrument	202611450

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 15, 2022
Property Address	1509 E HARTLEY ST, OZARK, MO 65721-9433
Document Number	0202212378
Book / Page	2022 / 12378
Map Reference	MB E PG 15
Instrument Date	Aug 12, 2022
Instrument	2022L12498
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TTL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E HARTLEY ST, OZARK, MO 65721-9433

Mortgage

Document Number	2022L12499
Date	Aug 15, 2022
Instrument	2022L12499

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1509 E HARTLEY ST, OZARK, MO 65721-9433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202010382
Date	Jul 8, 2020
Book Page	2020/10382
Instrument	2020L10477

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00	$23,540 (+14.11%)	$123,900 (+14.09%) Land $23,500 Building $100,400
2023		$20,630	$108,600 Land $20,000 Building $88,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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