1509 E Gold Dust St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1509 E Gold Dust St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,040 sqft · built 2018
Lot Size	0.166 acres (7,218 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2021)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-16-27-182-022-000`

Property Details

APN / Parcel Number

Primary APN	`01-16-27-182-022-000`
Alternative APN	`83694`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Finished Area
Basement Area	1,040 sqft
Finished Basement	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,218 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	83694
Street Address	1509 E GOLD DUST ST
City	SIOUX FALLS
State	SD
Zip	57104-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLOCK 2 GRANITE VALLEY ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GRANITE VALLEY ADDN
Legal Block	2
Legal Lot Number	22
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1098
Census Tract	10404

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1509 E GOLD DUST ST, SIOUX FALLS, SD 57104-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Nov 21, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Nov 21, 2019 · Amount on Record
Deed Book / Page	609-D / 933
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1509 E GOLD DUST ST, SIOUX FALLS, SD 57104-9425
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1940MTG/601
Date	Nov 30, 2021
Book Page	1940 MTG/601

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 30, 2021
Property Address	1509 E GOLD DUST ST, SIOUX FALLS, SD 57104-9425
Document Number	609DEED/933
Book / Page	609 DEED / 933
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2205 S RONSIEK AVE, SIOUX FALLS, SD 57106-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E GOLD DUST ST, SIOUX FALLS, SD 57104-9425
Investor	Possibly a Property Investor

Mortgage

Document Number	1940MTG/600
Date	Nov 30, 2021
Book Page	1940 MTG/600

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 21, 2019
Property Address	1509 E GOLD DUST ST, SIOUX FALLS, SD 57104-9425
Document Number	593DEED/0077
Book / Page	593 DEED / 0077
Instrument Date	Nov 15, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1509 E GOLD DUST ST, SIOUX FALLS, SD 57104-9425

Mortgage

Document Number	1872MTG0425
Date	Nov 21, 2019
Instrument	1872 MTG/0425

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 6, 2017
Property Address	1509 E GOLD DUST ST, SIOUX FALLS, SD 57104-9425
Document Number	000576/065
Book / Page	576 / 065
Instrument	000000712203
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,382 (+4.94%) Land $37,088 Building $270,294	$307,382 Land $37,088 Building $270,294
2025	$3,954.00	$292,900 (+1.07%) Land $37,500 Building $255,400
2024	$3,954.00 (+7.71%)	$289,800 (+18.82%) Land $39,800 Building $250,000
2022	$3,671.00	$243,900 Land $39,800 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	74 (1984–2024)
Claims Outside the SFHA	5 of 74
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 14 claims Severe Winter Storm, Snowstorm, And Flooding, Apr 2019 · 12 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, May 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1509 E Gold Dust St, Sioux Falls, SD 57104 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Gold Dust St

Nearby Streets

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