1509 E Chippewa River Rd, Midland, MI 48640 Property Records

Midland County property record for 1509 E Chippewa River Rd, Midland, MI 48640 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,497 sqft · built 1946
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Sep 2010)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-700-500-640-00`

Property Details

APN / Parcel Number

Primary APN	`040-700-500-640-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	998 sqft
Basement Area	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1509 E CHIPPEWA RIVER RD
City	MIDLAND
State	MI
Zip	48640-8393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E LOT 64 STARK'S SUB.
Legal Subdivision	STARKS SUB
Legal Lot Number	64
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3026
Census Tract	291200

Owner

Source: Midland County records · APN 040-700-500-640-00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1509 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2010 · Amount on Record
Deed Sale	Sep 29, 2010 · Amount on Record
Deed Book / Page	1526 / 295
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1509 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8393
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8393

Mortgage

Document Number	001657/936
Date	Jun 10, 2022
Book Page	1657/936

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2037

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,200	$178,400
2025	$2,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112912003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Claims	19 (2004–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2020, river or lake flooding, Severe Storms And Flooding
Named Events	Severe Storms And Flooding (May 2020), 16 claims
Nearby Flood Policies	16 in force 15 of 16 on primary residences
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.