1509 E 5th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1509 E 5th St, Chattanooga, TN 37404 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,090 sqft · built 2023
Lot Size	0.101 acres (4,419 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2023)
Tax Bill	$850 (2025)
Deeds & Mortgages	Mortgage Nov 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`146G G 026`

Property Details

APN / Parcel Number

Primary APN	`146G G 026`
Alternative APN	`0000074136`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,090 sqft Building Perimeter

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,419 sqft (0.101 acres)
Lot Dimensions	125 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000074136
Street Address	1509 E 5TH ST
City	CHATTANOOGA
State	TN
Zip	37404-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 8 9 10 11 12 SAWYER & CROWTHERS PB 3 PG 6
Legal Subdivision	SAWYER & CROWTHERS
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	1100

Owner

Source: Hamilton County records · APN 146G G 026

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage PROVENANCE TITLE LLC, PROVIDENCE TITLE LLC
Nov 27, 2023	Deed of Trust, Mortgage · Construction Mortgage THE HOUSING FUND INC
Nov 27, 2023	Deed of Trust, Mortgage · Construction Mortgage THE HOUSING FUND INC
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PINNCACLE BANK
Apr 28, 2023	Quit Claim Deed, Transfer · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Jul 25, 2022	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	2023164
Deed Book / Page	13455 / 810
Record Updated	Jun 08, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	PROVENANCE TITLE LLC, PROVIDENCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	PROVENANCE TITLE LLC, PROVIDENCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411

Mortgage

Document Number	0000000167
Date	Nov 27, 2023
Book Page	13455/834
Instrument	2023112700167

Lender

Name	THE HOUSING FUND INC
Type	Mortgage Company
Address	NASHVILLE, TN 37228

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411
Transaction Type	Mortgage
Record Updated	Dec 04, 2023
Title Company	PROVIDENCE TITLE, PROVIDENCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411

Mortgage

Document Number	0000000167
Date	Nov 27, 2023
Book Page	13455/834
Instrument	2023112700167

Lender

Name	THE HOUSING FUND INC
Type	Mortgage Company
Address	NASHVILLE, TN 37228

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 27, 2023
Property Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411
Document Number	0000000164
Book / Page	13455 / 810
Instrument Date	Nov 15, 2023
Instrument	2023112700164
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PROVIDENCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411

Mortgage

Document Number	0000000165
Date	Nov 27, 2023
Instrument	2023112700165

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Mortgage

Document Number	0000000166
Date	Nov 27, 2023
Book Page	13455/827
Instrument	2023112700166

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 01, 2063

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 28, 2023
Property Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411
Document Number	0000000099
Book / Page	13275 / 307
Instrument Date	Apr 28, 2023
Instrument	2023042800099
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 LONG ST, CHATTANOOGA, TN 37408-1739

Mortgage

Document Number	0000000100
Date	Apr 28, 2023
Instrument	2023042800100

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Apr 27, 2039

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 25, 2022
Property Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411
Document Number	0000000211
Book / Page	13036 / 233
Instrument Date	Jul 20, 2022
Instrument	2022072500211
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$24.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 E 5TH ST, CHATTANOOGA, TN 37404-2411

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (+4.55%)	$56,100 (+54.23%)	$224,400 (+54.23%) Land $14,000 Building $210,400
2024	$813.00 (+1,984.62%)	$36,375 (+1,978.57%)	$145,500 (+1,978.57%) Land $7,000 Building $138,500
2023	$39.00	$1,750 (-)	$7,000 (-) Land $7,000
2022	$39.00	$1,750	$7,000 Land $7,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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