Highlands County property record for 1509 Crescent Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,648 sqft · built 2005 |
| Lot Size | 0.294 acres (12,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $905,000 (Dec 2025) |
| Tax Bill | $6,055 (2024) |
| Deeds & Mortgages | Jul 2024 Line of Credit Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S324905052200110 |
| Primary APN | S324905052200110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,648 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Upper Floors Area | 2,632 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,810 sqft (0.294 acres) |
| Lot Dimensions | 155 ft deep x 72 ft wide |
| Garage Type | Finished |
| Garage Area | 988 sqft |
| Driveway | Driveway |
| Driveway Area | 960 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 560 sqft |
| Deck Area | 440 sqft |
| Patio Area | 2,150 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S324905052200110 |
|---|---|
| Street Address | 1509 CRESCENT DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-4904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SEBRING SHORES SUB PB 3-PG 122 LOT 11 BLK 522 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 32 |
| Legal Subdivision | SEBRING SHORES SUB |
| Legal Block | 522 |
| Legal Lot Number | 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 961100 |
Source: Highlands County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5176 SW BIMINI CIR S, PALM CITY, FL 34990-1257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2024 | Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK |
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 5, 2017 | Deed of Trust, Mortgage · Conventional with PMI MIDFLORIDA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Feb 4, 2009 |
| Deed Document Number | 2292734 |
| Deed Book / Page | 3164 / 173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1509 CRESCENT DR, SEBRING, FL 33870-4904 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002212574 |
|---|---|
| Date | Jul 15, 2024 |
| Book Page | 3055/1378 |
| Instrument | 2212574 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 3, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 22, 2025 |
| Property Address | 1509 CRESCENT DR, SEBRING, FL 33870-4904 |
| Document Number | 0002292734 |
| Book / Page | 3164 / 173 |
| Map Reference | MB 3 PG 122 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2292734 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 CRESCENT DR, SEBRING, FL 33870-4904 |
| Name | Verified Name |
|---|---|
| Address | 5176 SW BIMINI CIR S, PALM CITY, FL 34990-1257 |
| Document Number | 0003164175 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 3164/175 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1509 CRESCENT DR, SEBRING, FL 33870-4904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1509 CRESCENT DR, SEBRING, FL 33870-4904 |
| Document Number | 0001998803 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 2773/97 |
| Instrument | 1998803 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1509 CRESCENT DR, SEBRING, FL 33870-4904 |
| Document Number | 0001858930 |
| Book / Page | 002589 / 000242 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1509 CRESCENT DR SEBRING FL 338704904, SEBRING, FL 33870-4904 |
| Document Number | 0001858930 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 002589/000242 |
| Instrument | 1858930 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | PO BOX 8008, LAKELAND, FL 33802-8008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 10, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1509 CRESCENT DR, SEBRING, FL 33870-4904 |
| Document Number | 0001852859 |
| Book / Page | 002580 / 001012 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1509 CRESCENT DR SEBRING FL 338704904, SEBRING, FL 33870-4904 |
| Document Number | 0001852859 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 002580/001012 |
| Instrument | 1852859 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2047 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $393,450 (+21.28%) | $552,509 (+9.81%) Land $148,608 Building $403,901 | |
| 2024 | $6,055.00 (+2.18%) | ||
| 2023 | $5,926.00 (+4.48%) Homeowner's exemption | $324,402 (+3%) | $503,164 (+24.25%) Land $148,608 Building $354,556 |
| 2022 | $5,672.00 Homeowner's exemption | $314,953 | $404,976 Land $120,960 Building $284,016 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST serves 2,828 people · EPA ID FL6531742 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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