1509 Clayton Rd, Joppa, MD 21085 Property Records

Harford County property record for 1509 Clayton Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,108 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2017)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-009931`

Property Details

APN / Parcel Number

Primary APN	`01-009931`
Alternative APNs	`1009931` `009931`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,108 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	009931
Street Address	1509 CLAYTON RD
City	JOPPA
State	MD
Zip	21085-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1 AC 1509 CLAYTON ROAD N E OF CLAYTON
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1020
Census Tract	301301

Owner

Source: Harford County records · APN 01-009931

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1509 CLAYTON RD, JOPPA, MD 21085-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 06, 2017	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 21, 2017	Grant Deed, Transfer ALL STAR TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2017 · Amount on Record
Deed Sale	Dec 06, 2017 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	201712628-0001
Deed Book / Page	12628 / 1
Transfer Doc	0029720345
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1509 CLAYTON RD, JOPPA, MD 21085-3210
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152610139
Date	Dec 20, 2021
Book Page	15261/139

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 06, 2017
Property Address	1509 CLAYTON RD, JOPPA, MD 21085-3210
Document Number	0126280001
Book / Page	12628 / 0001
Instrument Date	Dec 04, 2017
Instrument	12628-0001
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	ENDEAVOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 CLAYTON RD, JOPPA, MD 21085-3210

Mortgage

Document Number	126280009
Date	Dec 06, 2017
Instrument	12628-0009

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 21, 2017
Property Address	1509 CLAYTON RD, JOPPA, MD 21085-3210
Document Number	0122680348
Book / Page	012268 / 000348
Instrument Date	Feb 21, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	ALL STAR TITLE

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 PINE CREEK CT JOPPA MD 21085, JOPPA, MD 21085

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,200 (+6.7%) Land $90,000 Building $280,200	$370,200 (-) Land $90,000 Building $280,200
2025	$3,588.00 (+11.22%)	$346,967 (+15.46%)	$370,200 (+23.19%) Land $90,000 Building $280,200
2023		$300,500 Land $90,000 Building $210,500	$300,500 Land $90,000 Building $210,500
2022	$3,226.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 73 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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