1509 Cedar St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1509 Cedar St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1920
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jul 2025)
Tax Bill$2,834 (2024)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-05530000

Property Details

APN / Parcel Number

Primary APN12-05530000
Alternative APN
  • 912-05530000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,100 sqft
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialOther
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number912-05530000
Street Address1509 CEDAR ST
CityOSHKOSH
StateWI
Zip54901-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 25 EDWARDS ADDN
Legal SubdivisionEDWARDS ADDN
Legal Lot Number25
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group2
Census Block2023
Census Tract800

Owner

Source: Winnebago County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1509 CEDAR ST, OSHKOSH, WI 54901-2821
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2025 · Amount on Record
Deed SaleJul 11, 2025 · Amount on Record
Prior SaleApr 26, 2017 · Amount on Record
Deed Document Number20251948357
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateJul 11, 2025
Property Address1509 CEDAR ST, OSHKOSH, WI 54901-2821
Document Number0001948357
Instrument DateJul 11, 2025
Instrument1948357
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1509 CEDAR ST, OSHKOSH, WI 54901-2821

Mortgage

Document Number0001948358
DateJul 11, 2025
Instrument1948358
Lender
NameHOME STATE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Mortgage

Document Number0001948359
DateJul 11, 2025
Instrument1948359
Lender
NameHOME STATE BANK NA
TypeBank
AddressMADISON, WI 53703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$164,000 (-) Land $21,600 Building $142,400
2024$2,834.00 (+42.13%)$164,000 (+108.12%) Land $21,600 Building $142,400
2023$1,994.00 (-12.27%) Homeowner's exemption$78,800 (-) Land $14,900 Building $63,900$113,868 Land $21,531 Building $92,337
2022$2,273.00 Homeowner's exemption$78,800 Land $14,900 Building $63,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number