1509 Belmont Rd, Duluth, MN 55805 Property Records

St. Louis County property record for 1509 Belmont Rd, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1925
Lot Size	0.082 acres (3,602 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (May 2015)
Tax Bill	$2,666 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3730-01410`

Property Details

APN / Parcel Number

Primary APN	`010-3730-01410`
Alternative APN	`988343`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Gross Area
1st Floor Area	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,602 sqft (0.082 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	21 sqft
Deck Area	96 sqft
Storage Building	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	988343
Street Address	1509 BELMONT RD
City	DULUTH
State	MN
Zip	55805-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0022 BLOCK:005 SERIAL #
Legal Subdivision	PARKLAND DIVISION OF DULUTH
Legal Block	5
Legal Lot Number	22
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

1509 Belmont Rd is owned and occupied by an individual who bought it in May 2015.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1509 BELMONT RD, DULUTH, MN 55805-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2015 · Amount on File
Deed Sale	May 7, 2015 · Amount on File
Prior Sale	Apr 19, 2005 · Amount on File
Deed Document Number	2015957028
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1509 BELMONT RD, DULUTH, MN 55805-1527
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047633
Date	Oct 1, 2021
Instrument	1047633

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1509 BELMONT RD, DULUTH, MN 55805-1527
Document Number	000T984508
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	QUALITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1509 BELMONT RD DULUTH MN 558051527, DULUTH, MN 55805-1527

Mortgage

Document Number	000T984508
Date	May 3, 2017
Instrument	T984508

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 2, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1509 Belmont Rd was $2,666 with a homeowner's exemption, up 10.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,666.00 (+10.35%) Homeowner's exemption
2025	$2,416.00 (+7.38%) Homeowner's exemption	$223,900 (+11.62%) Land $13,200 Building $210,700	$223,900 (+11.62%) Land $13,200 Building $210,700
2024	$2,250.00	$200,600 Land $12,900 Building $187,700	$200,600 Land $12,900 Building $187,700
2022		$166,100 Land $14,300 Building $151,800	$166,100 Land $14,300 Building $151,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1509 Belmont Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Belmont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Belmont Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures