1509 3rd St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1509 3rd St, Cosmopolis, WA 98537

Property Summary

Property Type	Single Family Home
Details	1,928 sqft · built 2017
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,866 (2024)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031002901300`

Property Details

APN / Parcel Number

Primary APN	`031002901300`

Interior

Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Foundation Type	Concrete
Lot Area	6,240 sqft (0.143 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	1509 3RD ST
City	COSMOPOLIS
State	WA
Zip	98537-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COS COR LOTS 13 & 14 TGW 10' VAC 3RD ST ADJ BLK 29
Legal Range	09W
Legal Township	17N
Legal Section	14
Legal Subdivision	COSMOPOLIS CORRECTED
Legal Block	29
Legal Lot Number	13-14 14
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	5
Census Block	5028
Census Tract	900

Owner

Source: Grays Harbor County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 123, COSMOPOLIS, WA 98537-0123
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	E100465
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	1509 3RD ST, COSMOPOLIS, WA 98537-3917
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005130031
Date	May 13, 2021
Instrument	2021-05130031

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Municipality	Cosmopolis City
Unified School District	Cosmopolis School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,866.00 (-6.57%)	$369,909 (-12.11%) Land $24,960 Building $344,949	$369,909 (-12.11%) Land $24,960 Building $344,949
2023	$4,138.00
2022		$420,878 Land $24,960 Building $395,918	$420,878 Land $24,960 Building $395,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050
Water Source	Purchased surface water from CITY OF ABERDEEN
Last State Inspection	Dec 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20