15089 Campbell Rd, Defiance, OH 43512 Property Records

Defiance County property record for 15089 Campbell Rd, Defiance, OH 43512

Property Summary

Property TypeRural Home
Details1 bd · 2.5 ba · 1,051 sqft · built 2005
Lot Size15.3 acres (668,210 sqft)
Owner2 Individual Names on File
Last Sale$199,900 (Oct 2017)
Tax Bill$3,872 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNB110015000204

Property Details

APN / Parcel Number

Primary APNB110015000204

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,051 sqft Living Area
Gross Area4,033 sqft
1st Floor Area1,051 sqft
Basement Area1,051 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area668,210 sqft (15.3 acres)
TerrainRolling
View / LotContamination Site
Garage TypeMixed
Garage Area2,016 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area370 sqft
Patio Area65 sqft
Gazebo65 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address15089 CAMPBELL RD
CityDEFIANCE
StateOH
Zip43512-8833
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECTION 15 PT OF NW COR OF NW 1/4
JurisdictionDEFIANCE OH
Township / Civil DivisionDEFIANCE
Census Block Group4
Census Block4032
Census Tract958900

Owner

15089 Campbell Rd, a rural home, is owned and occupied by two individuals who bought it in October 2017.

Source: Defiance County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address15089 CAMPBELL RD, DEFIANCE, OH 43512-8833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Mar 20, 2024Deed of Trust, Mortgage · Line of Credit
PREMIER BANK
Oct 16, 2017Fiduciary Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2017 · Amount on File
Deed SaleOct 16, 2017 · Amount on File
Prior SaleJan 1, 1991 · Amount on File
Deed Document Number20174344
Deed Book / Page407 / 913
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Recording DateJun 26, 2026
Property Address15089 CAMPBELL RD, DEFIANCE, OH 43512-8833
Document Number0000002347
Book / Page482 / 1414
Instrument DateJun 24, 2026
Instrument20262347
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESBANCO TITLE AGENCY LLC, WESBANCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15089 CAMPBELL RD, DEFIANCE, OH 43512-8833
InvestorPossibly a Property Investor

Mortgage

Document Number0000002347,
DateJun 26, 2026
Book Page482/1414
Instrument20262347
Lender
NameWESBANCO BANK INC
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 24, 2051
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address15089 CAMPBELL RD, DEFIANCE, OH 43512-8833
Transaction TypeMortgage
Record UpdatedApr 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address15089 CAMPBELL RD, DEFIANCE, OH 43512-8833

Mortgage

Document Number0000463/31
DateMar 20, 2024
Book Page463/31
Instrument202400000862
Lender
NamePREMIER BANK
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 28, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionDEFIANCE OH
Recording DateOct 16, 2017
Property Address15089 CAMPBELL RD, DEFIANCE, OH 43512-8833
Document Number407/0913
Book / Page407 / 0913
Instrument DateOct 16, 2017
Instrument201700004344
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$799.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address15089 CAMPBELL RD, DEFIANCE, OH 43512-8833

Mortgage

Document Number201700004345
DateOct 16, 2017
Instrument201700004345
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15089 Campbell Rd was $3,872.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionDefiance Township
Unified School DistrictDefiance City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,872.00 Additional exemption filed$99,470 (+1,213.83%) Land $7,570 Building $91,900
2024$3,872.00 (+1.18%) Additional exemption filed$7,571 (-93.93%)$284,200 (+%) Land $21,630 Building $262,570
2023$3,827.00 (+10.51%) Additional exemption filed$124,820 (+20.83%) Land $32,920 Building $91,900$284,199 Land $21,628 Building $262,571
2022$3,463.00 Additional exemption filed$103,300 Land $30,280 Building $73,020
2020$295,150 Land $86,510 Building $208,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15089 Campbell Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims8 (1981–2018)
Most Recent ClaimMar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15089 Campbell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arthur Mutual Telephone
Fiber
1,000 / 500

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