Henderson County property record for 15088 Upper Delaware Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,250 sqft · built 1994 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,500 (Oct 1997) |
| Tax Bill | $2,611 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-26.3 |
| Primary APN | 78-26.3 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Finished Area |
| Basement Area | 952 sqft |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 302 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 18741 |
|---|---|
| Street Address | 15088 UPPER DELAWARE RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | CRAFTWAY |
| Legal Lot Number | 11 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20800 |
15088 Upper Delaware Rd is owned and occupied by two individuals who bought it in October 1997.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15088 UPPER DELAWARE RD, HENDERSON, KY 42420-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK |
| Jan 3, 2017 | Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1997 · Amount on File |
| Deed Sale | Oct 1, 1997 · Amount on File |
| Deed Document Number | 0000471573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15088 UPPER DELAWARE RD, HENDERSON, KY 42420-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | MT1396/735 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | MT1396/735 |
| Instrument | 2022006819 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 15088 UPPER DELAWARE RD, HENDERSON, KY 42420-9510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1229/919 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | MT 1229/919 |
| Instrument | 2017000056 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 25, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 15088 Upper Delaware Rd was $2,611.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,611.00 | $230,500 | $230,500 |
| 2023 | $2,251.00 | $196,500 | $196,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15088 Upper Delaware Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15088 Upper Delaware Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Henderson Municipal Power & Light.
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