15085 N 146th Ave, Surprise, AZ 85379 Property Records

Maricopa County property record for 15085 N 146th Ave, Surprise, AZ 85379

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,524 sqft · built 2005
Lot Size0.281 acres (12,248 sqft)
OwnerIndividual Name on Record
Last Sale$339,900 (Aug 2020)
Tax Bill$2,027 (2025)
Deeds & MortgagesMar 2024 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN509-03-962

Property Details

APN / Parcel Number

Primary APN509-03-962

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,524 sqft Living Area
1st Floor Area1,160 sqft
2nd Floor Area1,364 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area12,248 sqft (0.281 acres)
Parking Spaces2 Parking Spaces
Pool Area428 sqft
Patio Area315 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address15085 N 146TH AVE
CitySURPRISE
StateAZ
Zip85379-4728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionROYAL RANCH UNIT 2 PARCEL 6 MCR 640-18
Legal Range01W
Legal Township03N
Legal Section09
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionROYAL RANCH UNIT 2 PARCEL 6
Legal Lot Number114
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1009
Census Tract61034

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address15085 N 146TH AVE, SURPRISE, AZ 85379-4728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Deed of Trust, Mortgage · SBA Mortgage
PEOPLES BANK
Aug 12, 2020Warranty Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleNov 16, 2010 · Amount on Record
Deed Document Number20200736281
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15085 N 146TH AVE, SURPRISE, AZ 85379-4728
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyFIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address27207 28TH AVE NW, STANWOOD, WA 98292-9411

Mortgage

Document Number0000164272
DateMar 29, 2024
Instrument20240164272
Lender
NamePEOPLES BANK
TypeBank
AddressEVERETT, WA 98201
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 12, 2020
Property Address15085 N 146TH AVE, SURPRISE, AZ 85379-4728
Document Number0000736281
Map ReferenceDOC 2006-0104872
Instrument DateAug 7, 2020
Instrument20200736281
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTITLE ALLIANCE ELITE AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15085 N 146TH AVE, 15085, SURPRISE, AZ 85379-4728

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address15085 N 146TH AVE, SURPRISE, AZ 85379-4728

Mortgage

Document Number0000736282
DateAug 12, 2020
Instrument20200736282
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,120 (-9.57%)$411,200 (-9.57%) Land $82,200 Building $329,000
2025$2,027.00 (-2.69%)
2024$45,470$454,700 Land $90,900 Building $363,800
2023$2,083.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSURPRISE CITY OF - MOUNTAIN VISTA
serves 40,007 people · EPA ID AZ0407500
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon, WeLink Communications.

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