15081 Gardner Rd, Galien, MI 49113 Property Records

Berrien County property record for 15081 Gardner Rd, Galien, MI 49113

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2003
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on File
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-0024-0005-07-9`

Property Details

APN / Parcel Number

Primary APN	`22-0024-0005-07-9`
Alternative APN	`11-22-0024-0005-07-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	79,279 sqft (1.82 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15081 GARDNER RD
City	GALIEN
State	MI
Zip	49113-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	82200
Legal Description	THE N 230'OF S 263'OF W 345' OF N1/2 OF SW1/4 FRL SEC 24 T7S R19W
Legal Range	19W
Legal Township	07S
Legal Section	24
Legal Subdivision	BLACKE PLACE
Jurisdiction	BERRIEN MI
Township / Civil Division	WEESAW
Census Block Group	2
Census Block	2027
Census Tract	11600

Owner

15081 Gardner Rd is owned and occupied by an individual who acquired it in December 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	15081 GARDNER RD, GALIEN, MI 49113-9759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jan 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2007
Deed Sale	Aug 24, 2007
Prior Sale	Mar 23, 2001 · Amount on File
Deed Book / Page	2807 / 626
Last Transfer Date	Dec 15, 2017
Transfer Doc	03194/1118
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15081 GARDNER RD, GALIEN, MI 49113-9759
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15081 GARDNER RD, GALIEN, MI 49113-9759

Mortgage

Document Number	03380/1352
Date	Jul 19, 2022
Book Page	3380/1352
Instrument	2022358121

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2027

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 8, 2018
Property Address	15081 GARDNER RD, GALIEN, MI 49113-9759
Document Number	03194/1118
Book / Page	3194 / 1118
Map Reference	VOL9 PG5
Instrument Date	Dec 15, 2017
Instrument	3194-1118
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 SOUTH, GALIEN, MI 49113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15081 GARDNER RD, GALIEN, MI 49113-9759

Tax Assessment & Valuation

The 2025 property tax bill for 15081 Gardner Rd was $1,989 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Weesaw Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700	$243,400
2025	$1,989.00
2023		$89,700	$179,400
2022	$1,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15081 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15081 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gardner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures