1508 Trafalgar Ln, Frederick, MD 21701 Property Records

Frederick County property record for 1508 Trafalgar Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,896 sqft · built 2018
Lot Size	0.019 acres (860 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (May 2023)
Tax Bill	$6,219 (2023)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-596097`

Property Details

APN / Parcel Number

Primary APN	`02-596097`
Alternative APN	`596097`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,896 sqft Total Area

Exterior

Year Built	Built 2018
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	860 sqft (0.019 acres)
Garage Type	Built-in
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596097
Street Address	1508 TRAFALGAR LN
City	FREDERICK
State	MD
Zip	21701-2528
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 104 PHASE 1 860 SQ FT RIVER PLACE
Legal Subdivision	RIVER PLACE CONDO PH 1
Legal Phase	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2026
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1508 Trafalgar Ln, a townhouse, is owned and occupied by an individual who bought it in May 2023.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1508 TRAFALGAR LN, FREDERICK, MD 21701-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE
May 18, 2023	Deed, Transfer · FHA Mortgage AMRES CORPORATION
Jul 23, 2019	Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	0016445172
Deed Book / Page	16445 / 172
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 15, 2026
Property Address	1508 TRAFALGAR LN, FREDERICK, MD 21701-2528
Document Number	1795000001
Book / Page	17958 / 1
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1508 TRAFALGAR LN, FREDERICK, MD 21701-2528

Mortgage

Document Number	1795000001,
Date	Jul 15, 2026
Book Page	17958/1

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 18, 2023
Property Address	1508 TRAFALGAR LN, FREDERICK, MD 21701-2528
Document Number	0164450172
Book / Page	16445 / 172
Map Reference	MB 100 PL 16-18
Instrument Date	May 17, 2023
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1508 TRAFALGAR LN, FREDERICK, MD 21701-2528

Mortgage

Document Number	0016445178
Date	May 18, 2023
Instrument	16445/178

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 23, 2019
Property Address	1508 TRAFALGAR LN, FREDERICK, MD 21701-2528
Document Number	0130990115
Book / Page	13099 / 0115
Map Reference	MB 100 PL 16-18
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1508 TRAFALGAR LN, FREDERICK, MD 21701-2528

Mortgage

Document Number	130990123
Date	Jul 23, 2019
Instrument	13099/0123

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,219.00	$341,100	$382,300 Land $110,000 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1508 Trafalgar Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1508 Trafalgar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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