1508 Thurso Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1508 Thurso Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,714 sqft · built 2003
Lot Size	0.539 acres (23,502 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Jun 2023)
Tax Bill	$6,954 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11588-919-000`

Property Details

APN / Parcel Number

Primary APN	`11588-919-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,714 sqft Heated Area
Gross Area	3,470 sqft
1st Floor Area	2,714 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,502 sqft (0.539 acres)
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1508 THURSO RD
City	LYNN HAVEN
State	FL
Zip	32444-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST GLENN LOT 19 ORB 4696 P 2134
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	FOREST GLEN
Legal Lot Number	19
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

1508 Thurso Rd is owned and occupied by an individual who bought it in June 2023.

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1508 THURSO RD, LYNN HAVEN, FL 32444-8336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 22, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Apr 10, 2018	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY
Apr 24, 2017	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	2023035366
Deed Book / Page	4696 / 2134
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 8, 2023
Property Address	1508 THURSO RD, LYNN HAVEN, FL 32444-8336
Document Number	0046962134
Book / Page	4696 / 2134
Map Reference	MB 18 PG 23&24
Instrument Date	Jun 5, 2023
Instrument	2023035366
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 SPRING BR, WILLIAMSBURG, VA 23185-3188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 THURSO RD, LYNN HAVEN, FL 32444-8336
Investor	Possibly a Property Investor

Mortgage

Document Number	0046962138
Date	Jun 8, 2023
Instrument	4696/2138

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 22, 2020
Property Address	1508 THURSO RD, LYNN HAVEN, FL 32444-8336
Document Number	0042642235
Book / Page	004264 / 002235
Instrument Date	Jun 19, 2020
Instrument	40258
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1508 THURSO RD LYNN HAVEN FL 324448336, LYNN HAVEN, FL 32444-8336

Mortgage

Document Number	42642237
Date	Jun 22, 2020
Book Page	004264/002237
Instrument	40259

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 10, 2018
Property Address	1508 THURSO RD, LYNN HAVEN, FL 32444-8336
Document Number	0039962024
Book / Page	003996 / 002024
Instrument Date	Apr 6, 2018
Instrument	20725
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	CORNERSTONE TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1508 THURSO RD LYNN HAVEN FL 324448336, LYNN HAVEN, FL 32444-8336

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1508 THURSO RD, LYNN HAVEN, FL 32444-8336
Document Number	0038981331
Book / Page	003898 / 001331
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 THURSO RD LYNN HAVEN FL 324448336, LYNN HAVEN, FL 32444-8336

Mortgage

Document Number	0038981331
Date	May 8, 2017
Book Page	003898/001331
Instrument	25866

Lender

Name	JG WENTWORTH HM LNDG
Address	LAKE RIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1508 Thurso Rd was $6,954 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,954.00 Homeowner's exemption	$503,881	$506,522 Land $63,500 Building $443,022
2023	$5,398.00 (+14.49%)	$341,226 (+6.39%) Land $48,755 Building $292,471	$341,226 (+6.39%) Land $48,755 Building $292,471
2022	$4,715.00	$320,728 Land $37,839 Building $282,889	$320,728 Land $37,839 Building $282,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1508 Thurso Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1508 Thurso Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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